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AV Trinity | IFA & Mortgage Broker in Kent & Sussex
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Know what you need?
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Auto-enrolment pensions
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Business protection
Care fees planning
Divorce finances
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Some financial resolutions for 2022.
Personal Finance Helen Carey 29/12/2021 Personal Finance Helen Carey 29/12/2021

Some financial resolutions for 2022.

With another difficult year almost behind us and as 2022 comes into focus, we consider some financial resolutions for the coming year. These are our top 5 new year financial resolutions for you to consider.

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Can I lose my house with equity release?
Equity Release Helen Carey 15/12/2021 Equity Release Helen Carey 15/12/2021

Can I lose my house with equity release?

Can you lose your house with equity release? The short answer is no, providing you abide by the contract. The long answer though, is a little more complicated.

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Is it better to release equity or remortgage?
Equity Release, Mortgages, Personal Finance Helen Carey 30/11/2021 Equity Release, Mortgages, Personal Finance Helen Carey 30/11/2021

Is it better to release equity or remortgage?

We are often asked if equity release or a remortgage is the best option. This article outlines the benefits and drawbacks of lifetime mortgages and remortgages.

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How we protect your financial information against cyber attacks.
AVT, Personal Finance Helen Carey 26/11/2021 AVT, Personal Finance Helen Carey 26/11/2021

How we protect your financial information against cyber attacks.

Our risk team is dedicated to the security of our clients' data. In this guide, we briefly outline some of the measures we take to help keep your details safe.

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What's the catch with equity release and is it a scam?
Equity Release, Personal Finance Helen Carey 15/11/2021 Equity Release, Personal Finance Helen Carey 15/11/2021

What's the catch with equity release and is it a scam?

In a poll about Equity Release, the results were a 50:50 split between it being a useful way to release cash & to avoid it altogether. Is equity release a scam?

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How does equity release affect state benefits?
Equity Release Helen Carey 31/10/2021 Equity Release Helen Carey 31/10/2021

How does equity release affect state benefits?

Equity Release is a big decision and, while the money allows you to stay in your home, it can affect your eligibility for means-tested state benefits.

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What is equity release and how does equity release work?
Equity Release, Personal Finance, Guides Helen Carey 31/10/2021 Equity Release, Personal Finance, Guides Helen Carey 31/10/2021

What is equity release and how does equity release work?

Equity release enables homeowners over 55 to access tax-free money that is tied up in the value of their property without having to move home or downsize.

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How much will the State Pension be in 2022?
Pensions and Retirement, Personal Finance Helen Carey 26/10/2021 Pensions and Retirement, Personal Finance Helen Carey 26/10/2021

How much will the State Pension be in 2022?

Following our article on State Pensions and the triple lock, we look at how much the state pension will be in 2022 and what this means for pensioners.

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The top 5 things to do with your money in your 70s & beyond.
Investments, Pensions and Retirement, Personal Finance Helen Carey 15/10/2021 Investments, Pensions and Retirement, Personal Finance Helen Carey 15/10/2021

The top 5 things to do with your money in your 70s & beyond.

In your 70s, focus on estate planning, funding healthcare and reducing risk in your portfolio so you can live a fulfilling life, making the most of every day.

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What is a power of attorney (LPA) and why do you need one?
Care fees planning, Personal Finance Helen Carey 30/09/2021 Care fees planning, Personal Finance Helen Carey 30/09/2021

What is a power of attorney (LPA) and why do you need one?

A Power of Attorney is something everyone should have regardless of age, marital status or wealth. But, what is a power of attorney (LPA) & why do you need one?

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The top 5 things to do with your money in your 60s.
Investments, Pensions and Retirement, Personal Finance Helen Carey 30/09/2021 Investments, Pensions and Retirement, Personal Finance Helen Carey 30/09/2021

The top 5 things to do with your money in your 60s.

Your 60s are when all those decades of planning & saving finally come into their own. It’s time to set your financial plans and get on top of your budget.

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The top 5 things to teach your teenagers about money.
Investments, Pensions and Retirement, Personal Finance Helen Carey 15/09/2021 Investments, Pensions and Retirement, Personal Finance Helen Carey 15/09/2021

The top 5 things to teach your teenagers about money.

The money-habits teenagers develop last a lifetime. It’s crucial to get them started on the best foot. These are our top 5 things to teach teenagers about money

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What is the triple lock on State Pensions and why is it being suspended?
Pensions and Retirement Helen Carey 10/09/2021 Pensions and Retirement Helen Carey 10/09/2021

What is the triple lock on State Pensions and why is it being suspended?

The triple lock on State Pensions is being suspended. What the triple lock is and what the impact its suspension will have on the State Pension people receive?

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What happens if a Pension Sharing Order (PSO) deadline is breached?
Divorce Helen Carey 30/08/2021 Divorce Helen Carey 30/08/2021

What happens if a Pension Sharing Order (PSO) deadline is breached?

We came across this scenario very recently with a client and felt it was worth sharing what the impact of missing a PSO deadline is and what the options are for resolving it.

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The top 5 things to do with your money in your 50s.
Investments, Pensions and Retirement, Personal Finance Helen Carey 30/08/2021 Investments, Pensions and Retirement, Personal Finance Helen Carey 30/08/2021

The top 5 things to do with your money in your 50s.

If your 40s are for plugging gaps in your savings, your 50s are about preparing to retire. This is our guide to the top 5 things to do with money in your 50s.

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How to manage your money from childhood to retirement.
Pensions and Retirement, Guides, Personal Finance Helen Carey 16/08/2021 Pensions and Retirement, Guides, Personal Finance Helen Carey 16/08/2021

How to manage your money from childhood to retirement.

It's confusing knowing where to start with managing your money. This is our guide on how to manage money at every stage of life from childhood to retirement.

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The top 5 things to do with your money in your 40s.
Estate Planning, Investments, Pensions and Retirement, Personal Finance Helen Carey 15/08/2021 Estate Planning, Investments, Pensions and Retirement, Personal Finance Helen Carey 15/08/2021

The top 5 things to do with your money in your 40s.

If your 20s are for setting good habits and your 30s are for building wealth, your 40s are about reviewing, reflecting and plugging any gaps before retirement.

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What are the costs of care in the UK?
Care fees planning Helen Carey 04/08/2021 Care fees planning Helen Carey 04/08/2021

What are the costs of care in the UK?

Social care can be expensive. Knowing how much you may have to pay will help you budget and plan ahead. This article focuses on the costs and operation of adult social care in England.

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Business Asset Disposal Relief (Entrepreneurs Relief) explained.
Personal Finance, Investments Helen Carey 16/07/2021 Personal Finance, Investments Helen Carey 16/07/2021

Business Asset Disposal Relief (Entrepreneurs Relief) explained.

Business Asset Disposal Relief allows individuals to pay less Capital Gains Tax when they come to sell part or all of their business. This article explores how this relief works.

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The top 5 things to do with your money in your 30s.
Estate Planning, Pensions and Retirement, Personal Finance Helen Carey 15/07/2021 Estate Planning, Pensions and Retirement, Personal Finance Helen Carey 15/07/2021

The top 5 things to do with your money in your 30s.

Managing your finances in your 30s is all about balance, planning and rhythm. These are our top 5 recommendations for what to do with money in your 30s.

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Since 1986, we’ve helped individuals and professional partners across the UK with pensions, investments, mortgages, and inheritance tax planning - providing personalised financial advice for every stage of life.

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This website offers information about investing and mortgages and should not be taken as personal advice. Remember that investments can go up and down in value, so you could get back less than you put in. Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Equity Release will reduce the value of your estate and may affect your entitlement to state benefits. 
AV Trinity Limited, a company registered in England and Wales with company number 02012267 and authorised and regulated by the Financial Conduct Authority. Information about us can be found on the Financial Services Register (register number 182032). Registered Office: Oakhurst House, 77 Mount Ephraim, Tunbridge Wells, Kent TN4 8BS.
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