Personal finance news, guides & articles.
Thoughtful personal finance articles that explore topical issues and answer the questions people want properly explained, helping readers build understanding and make more confident decisions.
Green Mortgages: How Green Are They, and Does It Matter?
Green mortgages vary widely in what they actually deliver. Here's what the EPC threshold means, how lenders differ, and what's really worth paying attention to.
Why is getting a mortgage on a non-standard property hard?
When trying to get funding on an unusual property, an experienced mortgage broker makes all the difference. Find out how complex cases get funded, and by whom.
Getting your financial house in order before remortgaging.
Prepare your finances before moving or remortgaging. Discover how debt, equity, income, moving costs, and timing impact affordability and your mortgage options.
How much will you pay? Use our mortgage payment calculator.
How much will your monthly mortgage repayments be? Use our free Mortgage Payment Calculator to estimate your payments quickly - no personal details required.
What mortgage can you afford with your income and expenses?
How much could you borrow for a mortgage? Our Mortgage Affordability Calculator looks at your salary and monthly expenses to estimate how much you could borrow.
How much could you borrow? Free Equity Release Calculator.
How much could you unlock from your home with an Equity Release plan? Use our free calculator to estimate the equity you could access as a cash lump sum.
How overpaying your mortgage could save you thousands.
Could making mortgage overpayments save you thousands in interest and help you pay off your mortgage faster? Find out with our mortgage overpayment calculator.
Should you pay off your mortgage earlier than planned?
What are the benefits and possible drawbacks of paying off your mortgage early. What will the impact be on your current financial situation and long-term goals?
How much will my mortgage be? Mortgage payment calculator.
Calculate your mortgage payments with our free, easy-to-use calculator. Get instant results on monthly payments, total cost and impact of interest rate changes.
Fixed, variable, or tracker mortgage: Which is the best?
What's the best type of mortgage for you? Understand the differences between fixed rate, variable rate and tracker mortgages to make an informed decision.
The impact of high interest rates and falling house prices.
What is the impact of high interest rates and falling house prices? Understand the causes, consequences and actions that both homeowners and investors can take.
The impact of high interest rates on the investment landscape.
Explore the impact of high interest rates on the UK's investment landscape, including the property market, individual investors and small businesses.
How much interest will I pay in total on my mortgage?
With interest rates rising, find out how much additional interest you will pay on your mortgage and find out ways to reduce the additional total interest paid.
Moving House? Here's How to Make it a Stress-Free Experience.
Make your house move stress-free with our top tips. From choosing the area to efficient packing, this comprehensive guide covers everything you need to know.
How will higher interest rates affect my mortgage repayments?
Wondering how higher interest rates will affect your mortgage repayments? We explore the effects and outline strategies to navigate these changes effectively.
7 reasons why moving house is terribly stressful.
Although moving house can be incredibly exciting, it’s not always plain sailing. Our Mortgage Advisors break down the top 7 reasons why house moving is terribly stressful and what you can do to stay on top of things.
House prices vs income. How affordable are UK homes?
Are houses getting more or less affordable in the UK compared to salaries and how much would a house cost now if prices increased at the same rate as salaries?
How will an interest rate rise affect my mortgage payment?
With the Bank of England and the UK Government taking steps to combat rising inflation, how will an interest rate rise affect your mortgage payment?
Cost of living: What does it cost to live in a bigger house?
The rising cost of living is a big issue, but for those thinking about moving up the property ladder, what does it actually cost to live in a bigger house?
Which is best, a fixed-rate or variable-rate mortgage?
Mortgages can be confusing. Which is best, a fixed-rate or variable-rate mortgage? What is a tracker mortgage? Our mortgage advisers answer all these questions.