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AV Trinity | IFA & Mortgage Broker in Kent & Sussex
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How much do I need in my pension pots to retire?
Pensions and Retirement, Investments, Calculators Helen Carey 26/01/2026 Pensions and Retirement, Investments, Calculators Helen Carey 26/01/2026

How much do I need in my pension pots to retire?

Understand how much income you’ll need in retirement, the pension pot required, and how tax affects the outcome - with a simple calculator to test your plans.

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Budget 2025: What it means for professionals and retirees.
Personal Finance, Investments Helen Carey 26/11/2025 Personal Finance, Investments Helen Carey 26/11/2025

Budget 2025: What it means for professionals and retirees.

Find out how the 2025 Budget affects professionals and independent retirees, with frozen thresholds and higher taxes on property, dividends, pensions and more.

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Compound Interest Calculator | Savings, Pensions & Investing.
Calculators, Personal Finance, Investments, Pensions and Retirement Helen Carey 03/10/2025 Calculators, Personal Finance, Investments, Pensions and Retirement Helen Carey 03/10/2025

Compound Interest Calculator | Savings, Pensions & Investing.

Project your savings, pensions and investment growth with our compound interest calculator. Add deposits, test withdrawals and view clear breakdowns over time.

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Stocks & Shares ISA vs SIPPs - what’s the best option?
Personal Finance, Pensions and Retirement, Investments Helen Carey 15/06/2025 Personal Finance, Pensions and Retirement, Investments Helen Carey 15/06/2025

Stocks & Shares ISA vs SIPPs - what’s the best option?

Deciding between a Stocks & Shares ISA and a SIPP impacts your retirement plan. Both offer tax-efficient growth but differ in terms of tax treatment and access.

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Sell in May and go away. Is the old saying still relevant?
Personal Finance, Investments Helen Carey 15/05/2025 Personal Finance, Investments Helen Carey 15/05/2025

Sell in May and go away. Is the old saying still relevant?

Should investors ‘Sell in May and go away’? Includes history, UK market performance, real costs, and why the relevance may be fading for today’s investors.

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How global tariffs affect UK investors and ways to respond.
Personal Finance, Investments Helen Carey 15/04/2025 Personal Finance, Investments Helen Carey 15/04/2025

How global tariffs affect UK investors and ways to respond.

Find out how global tariffs impact UK investors, the effects on your portfolio, and practical steps you can take to protect your investments during disputes.

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Will the UK return to austerity over rising interest rates?
Personal Finance, Investments Helen Carey 15/01/2025 Personal Finance, Investments Helen Carey 15/01/2025

Will the UK return to austerity over rising interest rates?

Rising UK borrowing costs strain public finances. This article explains the global context and explores what steps the government could take to manage debt.

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Cryptocurrency: What are the key terms, risks & UK rules?
Investments, Personal Finance Helen Carey 30/12/2024 Investments, Personal Finance Helen Carey 30/12/2024

Cryptocurrency: What are the key terms, risks & UK rules?

Comprehensive information for those wanting to learn more about crypto with cryptocurrency basics, key terms, top coins, investment risks and UK regulations.

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What should you do to prepare for a budget in the UK?
Personal Finance, Investments, Estate Planning, Pensions and Retirement Helen Carey 15/10/2024 Personal Finance, Investments, Estate Planning, Pensions and Retirement Helen Carey 15/10/2024

What should you do to prepare for a budget in the UK?

Avoid costly mistakes ahead of a UK budget by maximising your current personal allowances, focussing on long-term financial planning and waiting for the details.

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Should I sell my investments after a stock market crash?
Investments, Pensions and Retirement Helen Carey 15/08/2024 Investments, Pensions and Retirement Helen Carey 15/08/2024

Should I sell my investments after a stock market crash?

Investing your money can be stressful, but history shows that staying invested long-term is beneficial. Learn why time in the market beats timing the market.

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How much do I need in my pension pot to retire at 60?
Investments, Pensions and Retirement, Personal Finance, Calculators Helen Carey 30/06/2024 Investments, Pensions and Retirement, Personal Finance, Calculators Helen Carey 30/06/2024

How much do I need in my pension pot to retire at 60?

Find out how much you need in your pension pot to retire at 60. Learn about pensions, income, retirement planning and use our calculator for a quick estimate.

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What is Capital Gains Tax? UK Capital Gains Tax explained.
Personal Finance, Investments Helen Carey 31/05/2024 Personal Finance, Investments Helen Carey 31/05/2024

What is Capital Gains Tax? UK Capital Gains Tax explained.

What is Capital Gains Tax? Learn about CGT in the UK, including rates, allowances, exemptions, history and how to report and pay. A complete guide to UK CGT.

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What are Premium Bonds in the UK? A Complete Guide.
Investments, Personal Finance Helen Carey 21/05/2024 Investments, Personal Finance Helen Carey 21/05/2024

What are Premium Bonds in the UK? A Complete Guide.

A complete guide to investing in Premium Bonds in the UK. Learn how they work, benefits, history and decide if they are right for you. Includes detailed FAQs.

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What is Return on Investment? A guide to ROI and calculator.
Investments, Personal Finance, Calculators Helen Carey 30/04/2024 Investments, Personal Finance, Calculators Helen Carey 30/04/2024

What is Return on Investment? A guide to ROI and calculator.

A comprehensive guide to Return on Investment: Understand the definition of ROI, how to calculate it, see examples and instantly calculate your investment ROI.

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What is the Price/Earnings Ratio? The definition of P/E.
Investments Helen Carey 15/04/2024 Investments Helen Carey 15/04/2024

What is the Price/Earnings Ratio? The definition of P/E.

A comprehensive guide to the Price/Earnings Ratio: Understand the definition of the P/E Ratio, Forward P/E and Trailing P/E, plus how to analyse it effectively.

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What is an Exchange-Traded Fund (ETF) investment in the UK?
Investments, Pensions and Retirement Helen Carey 31/03/2024 Investments, Pensions and Retirement Helen Carey 31/03/2024

What is an Exchange-Traded Fund (ETF) investment in the UK?

What are Exchange-Traded Funds (ETFs) in the UK? Learn the definition, considerations for UK investors, the history, active vs passive, tax efficiency and more.

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What is the best investment strategy: income or growth?
Investments, Personal Finance Ross Cooper 15/03/2024 Investments, Personal Finance Ross Cooper 15/03/2024

What is the best investment strategy: income or growth?

Learn about the basic investment strategies in the UK and find the best fit for your financial goals. We cover income investing and growth investing in detail.

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What are dividends? A complete guide to dividends in the UK
Personal Finance, Investments Helen Carey 29/02/2024 Personal Finance, Investments Helen Carey 29/02/2024

What are dividends? A complete guide to dividends in the UK

The complete guide to dividends in the UK: Learn the basics of dividends, important dividend dates, tax on dividends, and the dividend allowance changes.

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The impact of high interest rates and falling house prices.
Personal Finance, Investments, Mortgages Helen Carey 31/10/2023 Personal Finance, Investments, Mortgages Helen Carey 31/10/2023

The impact of high interest rates and falling house prices.

What is the impact of high interest rates and falling house prices? Understand the causes, consequences and actions that both homeowners and investors can take.

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The impact of high interest rates on the investment landscape.
Investments, Personal Finance, Mortgages Ross Cooper 18/10/2023 Investments, Personal Finance, Mortgages Ross Cooper 18/10/2023

The impact of high interest rates on the investment landscape.

Explore the impact of high interest rates on the UK's investment landscape, including the property market, individual investors and small businesses.

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Since 1986, we’ve helped individuals and professional partners across the UK with pensions, investments, mortgages, and inheritance tax planning - providing personalised financial advice for every stage of life.

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This website offers information about investing and mortgages and should not be taken as personal advice. Remember that investments can go up and down in value, so you could get back less than you put in. Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Equity Release will reduce the value of your estate and may affect your entitlement to state benefits. 
AV Trinity Limited, a company registered in England and Wales with company number 02012267 and authorised and regulated by the Financial Conduct Authority. Information about us can be found on the Financial Services Register (register number 182032). Registered Office: Oakhurst House, 77 Mount Ephraim, Tunbridge Wells, Kent TN4 8BS.
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