Personalised financial advice.
For every stage of life.
Chartered financial advice since 1986.
Supporting clients across the UK.
Pensions, mortgage & investment experts.
- See what they say about their experience →
Local experts with national reach.
Established in Tunbridge Wells in 1986, our expert Independent Financial Advisers help individuals, professionals, and businesses across Kent, East Sussex, and the UK.
We provide trusted advice at every stage of life - from getting on the property ladder and protecting your family to growing your wealth and planning for retirement.
Our expertise covers mortgages and protection, investments, pensions and PODE reports, plus later-life needs such as equity release, care fees funding and inheritance tax planning.
Unsure where to start?
Let us guide you through life’s important financial decisions.
Whether you’re planning for a major life event, facing an unexpected challenge, or simply looking to secure your future, our expert guidance can help you find the right financial advice for your situation.
Know what you need?
Get expert financial advice that’s tailored to your needs.
If you’re looking for specific financial advice, whether it’s pensions, investments, mortgages, PODE reports or protection - our team is here to provide the right solutions with clear, practical guidance.
Learn more about us.
Meet our experienced professionals who put you first.
Discover our values, our expertise, and how we’ve helped clients like you achieve financial peace of mind. We take the time to understand your unique needs and work with you to create a plan that works.
What Chartered means for you.
As a client of a Chartered firm, you can expect professionalism, a commitment to ethical practice and the provision of competent and knowledgeable advice based on your needs and requirements. Only the UK’s premier financial advice firms qualify for Chartered status.
Why choose AV Trinity as your IFA?
There are thousands of Independent Financial Advisers (IFAs) in the UK, but very few offer the heritage, experience, expertise, and exceptional client support that we do at AV Trinity.
We understand the value of genuinely independent and impartial advice, and we're dedicated to building long-lasting relationships, based on trust and mutual understanding. At AV Trinity, we offer personalised financial advice for every stage of life, always acting with your best interests in mind.
Wherever you are in the UK, we aim to help you achieve your financial goals through flexible, practical, and tailored guidance that adapts as your needs evolve.
Our expertise.
As a Chartered Financial Planning firm, we put your interests first.
Our Chartered status reflects our commitment to maintaining the highest professional standards, ongoing development and transparent, ethical advice - giving complete peace of mind.
Our focus.
Our client-centred approach ensures you receive personalised support at every stage of life.
We build strong, lasting relationships, providing you with advice and services designed to evolve as your financial needs change over time.
Our heritage.
Established in 1986, AV Trinity is among Kent’s most trusted Independent Financial Advisers.
Our extensive experience allows us to deliver clear, practical financial advice, providing you with lasting confidence and clarity.
What our clients say.
As a trusted independent financial adviser in Tunbridge Wells, we help clients across the UK with Personalised financial advice, for every stage of life. See what our clients say about our service and how we’ve helped them secure their financial future.
Meet the team.
Our team of expert Independent Financial Planners (IFAs) are based in Royal Tunbridge Wells, Kent and advise clients all over the UK. Locally, we predominantly serve clients across Kent including Ashford, Maidstone, Sevenoaks and Tonbridge. In East Sussex we have clients in Bexhill, Crowborough, Eastbourne, Hastings, Heathfield and Uckfield.
Louise Morris FPFS
Managing Director | Chartered Financial Planner
Helen Carey FPFS
Compliance & Operations Director | Chartered Financial Planner & Pensions on Divorce Expert (PODE)
Frank Harewood FPFS
Chartered Financial Planner & Financial Planning Supervisor
Louise Baughan FPFS
Chartered Financial Planner
Sarah Demmon FPFS
Chartered Financial Planner
Beth Lawton FPFS
Chartered Financial Planner & Pensions on Divorce Expert (PODE)
Laura Ashby CertSMP, CertsCII (MP & ER)
Senior Mortgage Adviser
Sean Adams CertSMP, CertsCII (MP & ER)
Mortgage Adviser
Bryn Evans FPFS
Head of Paraplanning
Amber Burton DipPFS
Senior Paraplanner (Compliance)
Chris Mayo
Paraplanner
Jon-Michael Jiskoot (JM)
Trainee Paraplanner
Ann Tomkinson
Administrator (Paraplanner Support)
Jo Utting
Administrator (Paraplanner Support)
Emma-Jane Crisp MAAT
Finance Manager
Angie Boon
Office Manager
Christine Carroll
Compliance Associate
Sarah Bridgland
Administrator
Mike Subert CTA
Finance Director (Non-executive)
Latest news.
Stay informed with our most recent updates on personal finance, investing, economics, property, and more. We regularly share expert insights to help you make confident financial decisions.
Let’s talk. Get expert financial advice today.
Wherever you are in the UK, we’re here to provide personalised financial advice, for every stage of life.
Fill in the form below, and one of our IFAs will be in touch shortly to discuss your needs.
Our location.
AV Trinity Limited
Oakhurst House
77 Mount Ephraim
Tunbridge Wells
Kent
TN4 8BS
Tel: 01892 612500
Email: info@avtrinity.com
Areas we cover.
Our office is based in Royal Tunbridge Wells, Kent, but we work with clients across the country.
Locally, we serve individuals and businesses throughout Kent, including Ashford, Maidstone, Sevenoaks, and Tonbridge.
In East Sussex, we have clients in Bexhill, Crowborough, Eastbourne, Hastings, Heathfield, and Uckfield.
Understand how much income you’ll need in retirement, the pension pot required, and how tax affects the outcome - with a simple calculator to test your plans.