Personal finance news, guides & articles.
Thoughtful personal finance articles that explore topical issues and answer the questions people want properly explained, helping readers build understanding and make more confident decisions.
Why is getting a mortgage on a non-standard property hard?
When trying to get funding on an unusual property, an experienced mortgage broker makes all the difference. Find out how complex cases get funded, and by whom.
Can you trust an AI chatbot's personalised financial advice?
AI chatbots may offer confident financial answers, but often miss the nuance, context and have no accountability. Find out when human judgement really matters.
Saving to spending: what really changes in pension drawdown.
The shift from building pension wealth to relying on it introduces new risks, trade-offs and decisions that are often underestimated until withdrawals begin.
How much do I need in my pension pots to retire?
Understand how much income you’ll need in retirement, the pension pot required, and how tax affects the outcome - with a simple calculator to test your plans.
UK Salary Inflation Calculator: Are your earnings keeping up?
Find out if your earnings are keeping up with inflation with our UK Salary Inflation Calculator. Check your salary, see how it compares, plus practical tips.
Pay rise? Use our salary increase percentage calculator.
Find out what your new salary will be after a pay rise with our easy-to-use Salary Increase Percentage Calculator. It's free and only takes a few seconds.
What is the average salary in the UK? Full data and heatmap.
Find out what the UK average salary is from ONS data, how regional earnings differ on an interactive map and learn how pay varies by both occupation and gender.
How to keep your finances on track in 2026 and beyond.
Practical steps you can take now to stay financially organised, disciplined and resilient as markets, policy, and your personal priorities continue to evolve.
Do higher taxes and increased benefits weaken productivity?
An analysis of how rising taxes, fiscal drag and benefit structures influence work incentives, productivity and long-term economic performance and growth.
Budget 2025: What it means for professionals and retirees.
Find out how the 2025 Budget affects professionals and independent retirees, with frozen thresholds and higher taxes on property, dividends, pensions and more.
Retirement and financial planning without children or heirs.
Practical guidance on managing wealth, retirement income, home equity, later-life care and finding your purpose when you have no children or heirs to consider.
Are government budgets really the same as household budgets?
Families plan for decades, governments for elections. Explore how short-termism, borrowing and savings differ - and why households often show more discipline.
Getting your financial house in order before remortgaging.
Prepare your finances before moving or remortgaging. Discover how debt, equity, income, moving costs, and timing impact affordability and your mortgage options.
Compound Interest Calculator | Savings, Pensions & Investing.
Project your savings, pensions and investment growth with our compound interest calculator. Add deposits, test withdrawals and view clear breakdowns over time.
Free UK financial calculators for mortgages, pensions & more.
Plan your finances with our free UK calculators. Estimate your mortgage costs, pension income, inflation impact, budgets, equity release and investment returns.
HMRC Connect: How the taxman spots undeclared income.
HMRC Connect tracks your bank, property and online data to spot undeclared income. Learn what it means for your tax return and how the system works in practice.
Estimate the total cost of your next European road trip.
Touring Europe by car is life-changing, yet budgeting for a road trip can be daunting. This guide breaks it all down and has a calculator to estimate the total.
How much money do you need to live like a millionaire today?
Is £1 million still enough to feel like a millionaire? We explore Del Boy’s dream, lifestyle costs today, and what it really takes to live like one in the UK.
Why do we always want more, and why do the goalposts shift?
Why the goalposts shift: the science of hedonic adaptation, status and lifestyle creep, with practical ways to control spending, save more and find contentment.
How stealth taxes affect your long-term financial health.
Find out how hidden UK taxes quietly reduce your ability to build wealth. Learn how stealth taxes work, why governments use them, and how to protect yourself.