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The top 5 things to do with your money in your 20s.
Managing your finances in your 20s is all about balance, learning, change & planning. These are our top 5 recommendations for what to do with money in your 20s.
Lifetime allowance (LTA) frozen for five years.
This article explores the impact of the pension lifetime allowance (LTA) being frozen for five years and the key considerations for those who are close to breaching the LTA or who already have.
What to do with an inheritance: spend, save, invest or give?
Receiving an inheritance should be a blessing and change your life for the better, however, if you are not careful in your planning it could have a negative impact on your life.
What is the Financial Services Compensation Scheme (FSCS) and how much will it pay out?
In this article we look at the FSCS in relation to personal investments, how much it will pay out in the event of insolvency and what other protections are in place for investors.
What are the highest and lowest-paid jobs in the UK?
The best-paid job in the UK is an aircraft pilot, earning £92k. The lowest is a Playworker at £15k. Find out the 10 highest and lowest earning jobs in the UK.
How secure are my investments?
We are often asked by clients what happens if a firm they are invested with fails. This article provides useful information on how to check a firm’s financial strength and more.
Tax efficient ways to invest for your children.
This article focuses on two of the simplest and most tax-efficient ways to invest for your children: Junior ISAs and Junior SIPPs.
What is a financial adviser and how do you find one?
Many people avoid financial advice as it may be unclear what financial advisers are. This article explains how financial advisers help and how to choose one.
The normal minimum pension age is increasing.
The minimum pension age is set to increase from age 55 to 57 in 7 years. In this article, we will explore what this means and the impact it will have on people’s pensions and retirement plans.
Life and finances after divorce for women.
Divorce is never easy, even when it’s amicable. Understanding your finances after divorce helps to puts you in a position of independence & knowledge is power.
What is gold and is gold a good investment in the UK?
People invest in gold as a strategic asset as it is subject to several sources of demand. It is liquid, scarce, globally recognised & has preserves value.
Underpayments of State Pension - who is affected and how much will they receive?
The DWP has identified underpayments of State Pension relating to entitlements for certain married people, widows and over-80s back to 1992.
What are Investment Pathways? A summary of your options.
Investment Pathways are a way for those not wanting to take financial advice to access their pensions. In this article, we explore what they are and how they came about.
The Financial Vulnerability Taskforce and its Charter.
AV Trinity is proud to have signed up to the Financial Vulnerability Taskforce and its Charter. The Financial Vulnerability Taskforce is a newly created independent representative body covering the Personal Finance Sector.
Why income from a side hustle could change your life.
Whether it's a better work/life balance, a house deposit, or more income security, the extra income generated from a side hustle could change your life.
How much could I borrow for a mortgage?
For many people, the financial side of a house purchase can be tricky. In this article, we answer the question of how much can I borrow for a mortgage?
How much does financial advice cost?
One of the first questions we are asked by prospective clients, is ‘how much does your advice cost?’. This is of course a perfectly reasonable question. In this article, we will look at the typical ways Financial Advisors charge and the range of costs people may come across when shopping around for financial advice.
What is a Chartered Financial Planner?
We often get asked by clients what the difference is between a Financial Advisor and a Chartered Financial Planner. In this article we will outline some of the key reasons why Chartered Financial Planners should be your first choice for financial advice.
What is the life expectancy in the UK and what does it mean?
Without being too morbid, life expectancy affects all of our plans. From how much we need to retire, when we can retire to annuity rates and care funding, we all need to understand the arc of life and make plans accordingly. The question is though, what is the life expectancy for men and women in the UK?
What is the FCA doing about climate change?
In recent years, the FCA has turned their attention to the role financial services plays in combatting climate change. The FCA wants to help market participants manage the risks of moving to a low carbon economy while capturing opportunities to benefit consumers.