Personal finance news, guides & articles.
Explore expert commentary, practical guides and informed perspectives on personal finance. From topical issues to the fundamentals of financial planning, find the insight you need to make sense of your options.
What is stagflation and what causes it?
Stagflation is a combination of stagnation & inflation: An economy with limited or negative growth (often with rising unemployment) and rising inflation.
How does inflation affect savings - is it good or bad?
Whether you have saved money for a house deposit, to go on holiday or as a safety net for the future, your savings will always be affected by inflation.
What will my take-home pay be after tax and NI in 22/23?
Are you planning your career and want to know 'what will my take-home pay be after tax and NI deductions'? We have a take-home pay breakdown for most salaries.
Pensions and divorce. What is a Pension Sharing Order (PSO)?
A Pension Sharing Order (PSO) is a formal agreement to divide the value of a couple's pensions after a divorce. PSOs are not always suitable for every divorce.
Financial advisers, advice and mortgage brokers in Kent.
Chartered Financial Planners: Advice and mortgages in Tunbridge Wells, Kent. Speak to our friendly team for independent IFA advice, wherever you are in the UK.
What is a Small Self-Administered Pension Scheme (SSAS)?
SSAS stands for 'Small Self-Administered Scheme' which are set up by company directors to offer greater levels of control over how their pensions are invested.
The personal & business tax rates & allowances in 2022/23.
With each new tax year, it is important for businesses and individuals to know the latest tax rates and allowances to make the most of every opportunity.
Cost of living: What does it cost to live in a bigger house?
The rising cost of living is a big issue, but for those thinking about moving up the property ladder, what does it actually cost to live in a bigger house?
Responding to the crisis in Ukraine.
At least 3 million people have fled their homes to escape the conflict in Ukraine and we are deeply concerned about the humanitarian crisis unfolding.
What are the highest and lowest-paid jobs in the UK in 2022?
The best-paid job in the UK is a Chief Executive, earning £90k. The lowest is a Playworker at £14k. Find out the top-10 highest & lowest earning jobs in 2022.
What are fund charges and are they limiting your returns?
When making investments, it’s important to not only consider the potential returns you may see but crucially the fund charges required in making those returns.
Which is best, a fixed-rate or variable-rate mortgage?
Mortgages can be confusing. Which is best, a fixed-rate or variable-rate mortgage? What is a tracker mortgage? Our mortgage advisers answer all these questions.
What is net worth and how do I calculate my net worth?
What is net worth? How can you calculate your net worth? What is a millionaire? All these questions and more are answered in our in-depth article on net worth.
Fact Check: Residential property offers huge capital growth opportunities.
Over the years I’m sure we’ve all heard people say that property is the best investment, the stock market and pensions are a con and that buy to let wins every investment argument. This article aims to shed some light on real-world residential investment and how the rosy picture of value growth is heavily affected by a heated, pre-global financial crises market.
When to invest? Timing the market vs time in the market.
Checking your investments too often leads you to make rash decisions about your finances. Is time in the market more important than trying to time the stock market?
Is a Junior ISA (JISA) a tax-free way to transfer wealth?
A Junior ISA (JISA) could be a simple tax-free way for families to transfer wealth over time and may set your children and grandchildren up for life.
AV Trinity has signed up to the Menopause Workplace Pledge.
AV Trinity has signed the Menopause Workplace Pledge, joining Tesco, Santander UK, and Bupa in pledging to support employees affected by menopause.
What is an ISA (Individual Savings Account) & which is best?
Individual Savings Accounts (ISAs) are a financial account for UK residents who can deposit a limited amount of money each year into for tax free gains & income.
Can I sell my home or move house if I have equity release?
Is it possible to sell your house or move home with equity release? Yes, many lenders allow you to sell your home, as long as it meets their strict criteria.
Some financial resolutions for 2022.
With another difficult year almost behind us and as 2022 comes into focus, we consider some financial resolutions for the coming year. These are our top 5 new year financial resolutions for you to consider.