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AV Trinity | IFA & Mortgage Broker in Kent & Sussex
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Auto-enrolment pensions
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What's the catch with equity release and is it a scam?
Equity Release, Personal Finance Helen Carey 15/11/2021 Equity Release, Personal Finance Helen Carey 15/11/2021

What's the catch with equity release and is it a scam?

In a poll about Equity Release, the results were a 50:50 split between it being a useful way to release cash & to avoid it altogether. Is equity release a scam?

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What is equity release and how does equity release work?
Equity Release, Personal Finance, Guides Helen Carey 31/10/2021 Equity Release, Personal Finance, Guides Helen Carey 31/10/2021

What is equity release and how does equity release work?

Equity release enables homeowners over 55 to access tax-free money that is tied up in the value of their property without having to move home or downsize.

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How much will the State Pension be in 2022?
Pensions and Retirement, Personal Finance Helen Carey 26/10/2021 Pensions and Retirement, Personal Finance Helen Carey 26/10/2021

How much will the State Pension be in 2022?

Following our article on State Pensions and the triple lock, we look at how much the state pension will be in 2022 and what this means for pensioners.

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The top 5 things to do with your money in your 70s & beyond.
Investments, Pensions and Retirement, Personal Finance Helen Carey 15/10/2021 Investments, Pensions and Retirement, Personal Finance Helen Carey 15/10/2021

The top 5 things to do with your money in your 70s & beyond.

In your 70s, focus on estate planning, funding healthcare and reducing risk in your portfolio so you can live a fulfilling life, making the most of every day.

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What is a power of attorney (LPA) and why do you need one?
Care fees planning, Personal Finance Helen Carey 30/09/2021 Care fees planning, Personal Finance Helen Carey 30/09/2021

What is a power of attorney (LPA) and why do you need one?

A Power of Attorney is something everyone should have regardless of age, marital status or wealth. But, what is a power of attorney (LPA) & why do you need one?

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The top 5 things to do with your money in your 60s.
Investments, Pensions and Retirement, Personal Finance Helen Carey 30/09/2021 Investments, Pensions and Retirement, Personal Finance Helen Carey 30/09/2021

The top 5 things to do with your money in your 60s.

Your 60s are when all those decades of planning & saving finally come into their own. It’s time to set your financial plans and get on top of your budget.

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The top 5 things to teach your teenagers about money.
Investments, Pensions and Retirement, Personal Finance Helen Carey 15/09/2021 Investments, Pensions and Retirement, Personal Finance Helen Carey 15/09/2021

The top 5 things to teach your teenagers about money.

The money-habits teenagers develop last a lifetime. It’s crucial to get them started on the best foot. These are our top 5 things to teach teenagers about money

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The top 5 things to do with your money in your 50s.
Investments, Pensions and Retirement, Personal Finance Helen Carey 30/08/2021 Investments, Pensions and Retirement, Personal Finance Helen Carey 30/08/2021

The top 5 things to do with your money in your 50s.

If your 40s are for plugging gaps in your savings, your 50s are about preparing to retire. This is our guide to the top 5 things to do with money in your 50s.

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How to manage your money from childhood to retirement.
Pensions and Retirement, Guides, Personal Finance Helen Carey 16/08/2021 Pensions and Retirement, Guides, Personal Finance Helen Carey 16/08/2021

How to manage your money from childhood to retirement.

It's confusing knowing where to start with managing your money. This is our guide on how to manage money at every stage of life from childhood to retirement.

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The top 5 things to do with your money in your 40s.
Estate Planning, Investments, Pensions and Retirement, Personal Finance Helen Carey 15/08/2021 Estate Planning, Investments, Pensions and Retirement, Personal Finance Helen Carey 15/08/2021

The top 5 things to do with your money in your 40s.

If your 20s are for setting good habits and your 30s are for building wealth, your 40s are about reviewing, reflecting and plugging any gaps before retirement.

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Business Asset Disposal Relief (Entrepreneurs Relief) explained.
Personal Finance, Investments Helen Carey 16/07/2021 Personal Finance, Investments Helen Carey 16/07/2021

Business Asset Disposal Relief (Entrepreneurs Relief) explained.

Business Asset Disposal Relief allows individuals to pay less Capital Gains Tax when they come to sell part or all of their business. This article explores how this relief works.

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The top 5 things to do with your money in your 30s.
Estate Planning, Pensions and Retirement, Personal Finance Helen Carey 15/07/2021 Estate Planning, Pensions and Retirement, Personal Finance Helen Carey 15/07/2021

The top 5 things to do with your money in your 30s.

Managing your finances in your 30s is all about balance, planning and rhythm. These are our top 5 recommendations for what to do with money in your 30s.

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The top 5 things to do with your money in your 20s.
Personal Finance, Pensions and Retirement Helen Carey 30/06/2021 Personal Finance, Pensions and Retirement Helen Carey 30/06/2021

The top 5 things to do with your money in your 20s.

Managing your finances in your 20s is all about balance, learning, change & planning. These are our top 5 recommendations for what to do with money in your 20s.

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Lifetime allowance (LTA) frozen for five years.
Pensions and Retirement, Personal Finance Helen Carey 11/06/2021 Pensions and Retirement, Personal Finance Helen Carey 11/06/2021

Lifetime allowance (LTA) frozen for five years.

This article explores the impact of the pension lifetime allowance (LTA) being frozen for five years and the key considerations for those who are close to breaching the LTA or who already have.

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What to do with an inheritance: spend, save, invest or give?
Investments, Pensions and Retirement, Personal Finance Helen Carey 08/06/2021 Investments, Pensions and Retirement, Personal Finance Helen Carey 08/06/2021

What to do with an inheritance: spend, save, invest or give?

Receiving an inheritance should be a blessing and change your life for the better, however, if you are not careful in your planning it could have a negative impact on your life.

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What are the highest and lowest-paid jobs in the UK?
Personal Finance Helen Carey 31/05/2021 Personal Finance Helen Carey 31/05/2021

What are the highest and lowest-paid jobs in the UK?

The best-paid job in the UK is an aircraft pilot, earning £92k. The lowest is a Playworker at £15k. Find out the 10 highest and lowest earning jobs in the UK.

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Tax efficient ways to invest for your children.
Investments, Pensions and Retirement, Personal Finance Helen Carey 24/05/2021 Investments, Pensions and Retirement, Personal Finance Helen Carey 24/05/2021

Tax efficient ways to invest for your children.

This article focuses on two of the simplest and most tax-efficient ways to invest for your children: Junior ISAs and Junior SIPPs.

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What is a financial adviser and how do you find one?
AVT, Investments, Personal Finance Helen Carey 15/05/2021 AVT, Investments, Personal Finance Helen Carey 15/05/2021

What is a financial adviser and how do you find one?

Many people avoid financial advice as it may be unclear what financial advisers are. This article explains how financial advisers help and how to choose one.

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The normal minimum pension age is increasing.
Pensions and Retirement, Personal Finance Helen Carey 16/04/2021 Pensions and Retirement, Personal Finance Helen Carey 16/04/2021

The normal minimum pension age is increasing.

The minimum pension age is set to increase from age 55 to 57 in 7 years. In this article, we will explore what this means and the impact it will have on people’s pensions and retirement plans.

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Life and finances after divorce for women.
Divorce, Personal Finance Helen Carey 15/04/2021 Divorce, Personal Finance Helen Carey 15/04/2021

Life and finances after divorce for women.

Divorce is never easy, even when it’s amicable. Understanding your finances after divorce helps to puts you in a position of independence & knowledge is power.

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Since 1986, we’ve helped individuals and professional partners across the UK with pensions, investments, mortgages, and inheritance tax planning - providing personalised financial advice for every stage of life.

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This website offers information about investing and mortgages and should not be taken as personal advice. Remember that investments can go up and down in value, so you could get back less than you put in. Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Equity Release will reduce the value of your estate and may affect your entitlement to state benefits. 
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