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AV Trinity | IFA & Mortgage Broker in Kent & Sussex
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When to invest? Timing the market vs time in the market.
Investments, Pensions and Retirement, Personal Finance Ross Cooper 15/02/2022 Investments, Pensions and Retirement, Personal Finance Ross Cooper 15/02/2022

When to invest? Timing the market vs time in the market.

Checking your investments too often leads you to make rash decisions about your finances. Is time in the market more important than trying to time the stock market?

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Is a Junior ISA (JISA) a tax-free way to transfer wealth?
Estate Planning, Investments, Pensions and Retirement, Personal Finance Helen Carey 31/01/2022 Estate Planning, Investments, Pensions and Retirement, Personal Finance Helen Carey 31/01/2022

Is a Junior ISA (JISA) a tax-free way to transfer wealth?

A Junior ISA (JISA) could be a simple tax-free way for families to transfer wealth over time and may set your children and grandchildren up for life.

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How much will the State Pension be in 2022?
Pensions and Retirement, Personal Finance Helen Carey 26/10/2021 Pensions and Retirement, Personal Finance Helen Carey 26/10/2021

How much will the State Pension be in 2022?

Following our article on State Pensions and the triple lock, we look at how much the state pension will be in 2022 and what this means for pensioners.

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The top 5 things to do with your money in your 70s & beyond.
Investments, Pensions and Retirement, Personal Finance Helen Carey 15/10/2021 Investments, Pensions and Retirement, Personal Finance Helen Carey 15/10/2021

The top 5 things to do with your money in your 70s & beyond.

In your 70s, focus on estate planning, funding healthcare and reducing risk in your portfolio so you can live a fulfilling life, making the most of every day.

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The top 5 things to do with your money in your 60s.
Investments, Pensions and Retirement, Personal Finance Helen Carey 30/09/2021 Investments, Pensions and Retirement, Personal Finance Helen Carey 30/09/2021

The top 5 things to do with your money in your 60s.

Your 60s are when all those decades of planning & saving finally come into their own. It’s time to set your financial plans and get on top of your budget.

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The top 5 things to teach your teenagers about money.
Investments, Pensions and Retirement, Personal Finance Helen Carey 15/09/2021 Investments, Pensions and Retirement, Personal Finance Helen Carey 15/09/2021

The top 5 things to teach your teenagers about money.

The money-habits teenagers develop last a lifetime. It’s crucial to get them started on the best foot. These are our top 5 things to teach teenagers about money

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What is the triple lock on State Pensions and why is it being suspended?
Pensions and Retirement Helen Carey 10/09/2021 Pensions and Retirement Helen Carey 10/09/2021

What is the triple lock on State Pensions and why is it being suspended?

The triple lock on State Pensions is being suspended. What the triple lock is and what the impact its suspension will have on the State Pension people receive?

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The top 5 things to do with your money in your 50s.
Investments, Pensions and Retirement, Personal Finance Helen Carey 30/08/2021 Investments, Pensions and Retirement, Personal Finance Helen Carey 30/08/2021

The top 5 things to do with your money in your 50s.

If your 40s are for plugging gaps in your savings, your 50s are about preparing to retire. This is our guide to the top 5 things to do with money in your 50s.

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How to manage your money from childhood to retirement.
Pensions and Retirement, Guides, Personal Finance Helen Carey 16/08/2021 Pensions and Retirement, Guides, Personal Finance Helen Carey 16/08/2021

How to manage your money from childhood to retirement.

It's confusing knowing where to start with managing your money. This is our guide on how to manage money at every stage of life from childhood to retirement.

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The top 5 things to do with your money in your 40s.
Estate Planning, Investments, Pensions and Retirement, Personal Finance Helen Carey 15/08/2021 Estate Planning, Investments, Pensions and Retirement, Personal Finance Helen Carey 15/08/2021

The top 5 things to do with your money in your 40s.

If your 20s are for setting good habits and your 30s are for building wealth, your 40s are about reviewing, reflecting and plugging any gaps before retirement.

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The top 5 things to do with your money in your 30s.
Estate Planning, Pensions and Retirement, Personal Finance Helen Carey 15/07/2021 Estate Planning, Pensions and Retirement, Personal Finance Helen Carey 15/07/2021

The top 5 things to do with your money in your 30s.

Managing your finances in your 30s is all about balance, planning and rhythm. These are our top 5 recommendations for what to do with money in your 30s.

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The top 5 things to do with your money in your 20s.
Personal Finance, Pensions and Retirement Helen Carey 30/06/2021 Personal Finance, Pensions and Retirement Helen Carey 30/06/2021

The top 5 things to do with your money in your 20s.

Managing your finances in your 20s is all about balance, learning, change & planning. These are our top 5 recommendations for what to do with money in your 20s.

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Lifetime allowance (LTA) frozen for five years.
Pensions and Retirement, Personal Finance Helen Carey 11/06/2021 Pensions and Retirement, Personal Finance Helen Carey 11/06/2021

Lifetime allowance (LTA) frozen for five years.

This article explores the impact of the pension lifetime allowance (LTA) being frozen for five years and the key considerations for those who are close to breaching the LTA or who already have.

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What to do with an inheritance: spend, save, invest or give?
Investments, Pensions and Retirement, Personal Finance Helen Carey 08/06/2021 Investments, Pensions and Retirement, Personal Finance Helen Carey 08/06/2021

What to do with an inheritance: spend, save, invest or give?

Receiving an inheritance should be a blessing and change your life for the better, however, if you are not careful in your planning it could have a negative impact on your life.

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How secure are my investments?
Investments, Pensions and Retirement Helen Carey 25/05/2021 Investments, Pensions and Retirement Helen Carey 25/05/2021

How secure are my investments?

We are often asked by clients what happens if a firm they are invested with fails. This article provides useful information on how to check a firm’s financial strength and more.

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Tax efficient ways to invest for your children.
Investments, Pensions and Retirement, Personal Finance Helen Carey 24/05/2021 Investments, Pensions and Retirement, Personal Finance Helen Carey 24/05/2021

Tax efficient ways to invest for your children.

This article focuses on two of the simplest and most tax-efficient ways to invest for your children: Junior ISAs and Junior SIPPs.

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The normal minimum pension age is increasing.
Pensions and Retirement, Personal Finance Helen Carey 16/04/2021 Pensions and Retirement, Personal Finance Helen Carey 16/04/2021

The normal minimum pension age is increasing.

The minimum pension age is set to increase from age 55 to 57 in 7 years. In this article, we will explore what this means and the impact it will have on people’s pensions and retirement plans.

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What is gold and is gold a good investment in the UK?
Investments, Pensions and Retirement, Personal Finance, Sustainable Investing Helen Carey 28/03/2021 Investments, Pensions and Retirement, Personal Finance, Sustainable Investing Helen Carey 28/03/2021

What is gold and is gold a good investment in the UK?

People invest in gold as a strategic asset as it is subject to several sources of demand. It is liquid, scarce, globally recognised & has preserves value.

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Underpayments of State Pension - who is affected and how much will they receive?
Pensions and Retirement, Personal Finance Helen Carey 08/03/2021 Pensions and Retirement, Personal Finance Helen Carey 08/03/2021

Underpayments of State Pension - who is affected and how much will they receive?

The DWP has identified underpayments of State Pension relating to entitlements for certain married people, widows and over-80s back to 1992.

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What are Investment Pathways? A summary of your options.
Pensions and Retirement, Investments Helen Carey 04/03/2021 Pensions and Retirement, Investments Helen Carey 04/03/2021

What are Investment Pathways? A summary of your options.

Investment Pathways are a way for those not wanting to take financial advice to access their pensions. In this article, we explore what they are and how they came about.

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Since 1986, we’ve helped individuals and professional partners across the UK with pensions, investments, mortgages, and inheritance tax planning - providing personalised financial advice for every stage of life.

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This website offers information about investing and mortgages and should not be taken as personal advice. Remember that investments can go up and down in value, so you could get back less than you put in. Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Equity Release will reduce the value of your estate and may affect your entitlement to state benefits. 
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