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AV Trinity | IFA & Mortgage Broker in Kent & Sussex
Unsure where to start?
Know what you need?
Client sign in
All services
Auto-enrolment pensions
Business owners
Business protection
Care fees planning
Divorce finances
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Why millionaires are leaving the UK and where they’re going.
Personal Finance Helen Carey 26/06/2025 Personal Finance Helen Carey 26/06/2025

Why millionaires are leaving the UK and where they’re going.

Find out why wealthy individuals are leaving the UK, where they’re relocating to and what it means for tax policy, public services, and the UK’s future economy.

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Stocks & Shares ISA vs SIPPs - what’s the best option?
Personal Finance, Pensions and Retirement, Investments Helen Carey 15/06/2025 Personal Finance, Pensions and Retirement, Investments Helen Carey 15/06/2025

Stocks & Shares ISA vs SIPPs - what’s the best option?

Deciding between a Stocks & Shares ISA and a SIPP impacts your retirement plan. Both offer tax-efficient growth but differ in terms of tax treatment and access.

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How have UK adults' investible assets changed over time?
Personal Finance Helen Carey 29/05/2025 Personal Finance Helen Carey 29/05/2025

How have UK adults' investible assets changed over time?

How have UK adults’ investible assets changed since 2017? Find out where you sit in the standings and read why so many people have little or no savings at all.

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Sell in May and go away. Is the old saying still relevant?
Personal Finance, Investments Helen Carey 15/05/2025 Personal Finance, Investments Helen Carey 15/05/2025

Sell in May and go away. Is the old saying still relevant?

Should investors ‘Sell in May and go away’? Includes history, UK market performance, real costs, and why the relevance may be fading for today’s investors.

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How global tariffs affect UK investors and ways to respond.
Personal Finance, Investments Helen Carey 15/04/2025 Personal Finance, Investments Helen Carey 15/04/2025

How global tariffs affect UK investors and ways to respond.

Find out how global tariffs impact UK investors, the effects on your portfolio, and practical steps you can take to protect your investments during disputes.

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What is your life expectancy in the UK? Calculator & map.
Personal Finance, Care fees planning, Calculators Helen Carey 04/03/2025 Personal Finance, Care fees planning, Calculators Helen Carey 04/03/2025

What is your life expectancy in the UK? Calculator & map.

Knowing how long you are likely to live is a major part of planning your finances. Use our life expectancy calculator to see how long your money needs to last.

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How much will you pay? Use our mortgage payment calculator.
Mortgages, Personal Finance, Calculators Helen Carey 24/02/2025 Mortgages, Personal Finance, Calculators Helen Carey 24/02/2025

How much will you pay? Use our mortgage payment calculator.

How much will your monthly mortgage repayments be? Use our free Mortgage Payment Calculator to estimate your payments quickly - no personal details required.

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What mortgage can you afford with your income and expenses?
Mortgages, Calculators Helen Carey 11/02/2025 Mortgages, Calculators Helen Carey 11/02/2025

What mortgage can you afford with your income and expenses?

How much could you borrow for a mortgage? Our Mortgage Affordability Calculator looks at your salary and monthly expenses to estimate how much you could borrow.

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How much could you borrow? Free Equity Release Calculator.
Calculators, Equity Release, Mortgages Helen Carey 29/01/2025 Calculators, Equity Release, Mortgages Helen Carey 29/01/2025

How much could you borrow? Free Equity Release Calculator.

How much could you unlock from your home with an Equity Release plan? Use our free calculator to estimate the equity you could access as a cash lump sum.

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Will the UK return to austerity over rising interest rates?
Personal Finance, Investments Helen Carey 15/01/2025 Personal Finance, Investments Helen Carey 15/01/2025

Will the UK return to austerity over rising interest rates?

Rising UK borrowing costs strain public finances. This article explains the global context and explores what steps the government could take to manage debt.

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Cryptocurrency: What are the key terms, risks & UK rules?
Investments, Personal Finance Helen Carey 30/12/2024 Investments, Personal Finance Helen Carey 30/12/2024

Cryptocurrency: What are the key terms, risks & UK rules?

Comprehensive information for those wanting to learn more about crypto with cryptocurrency basics, key terms, top coins, investment risks and UK regulations.

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What income will I get in retirement? UK Pension Pot Calculator.
Pensions and Retirement, Personal Finance, Calculators Ross Cooper 26/11/2024 Pensions and Retirement, Personal Finance, Calculators Ross Cooper 26/11/2024

What income will I get in retirement? UK Pension Pot Calculator.

Estimate your income in retirement with our UK Pension Pot Calculator. Learn how contributions, retirement age, and state pension shape your financial future.

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Assessing the impact of the Autumn Budget 2024 on UK farms.
Personal Finance, Estate Planning Helen Carey 15/11/2024 Personal Finance, Estate Planning Helen Carey 15/11/2024

Assessing the impact of the Autumn Budget 2024 on UK farms.

Find out what the Autumn Budget 2024 changes mean for UK farms: IHT impacts, new relief limits, NI and Minimum Wage. Includes a worked inheritance tax example.

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Our colleague Amber, just 27, confronts cancer with strength.
AVT Helen Carey 07/11/2024 AVT Helen Carey 07/11/2024

Our colleague Amber, just 27, confronts cancer with strength.

Read about Amber's inspiring journey, the incredible support she has received and how you can help make a difference as she bravely faces cancer aged just 27.

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2024 Autumn Budget: What does it mean for investors?
Personal Finance Helen Carey 30/10/2024 Personal Finance Helen Carey 30/10/2024

2024 Autumn Budget: What does it mean for investors?

2024 Autumn Budget: How will the key tax changes impact UK investors, landlords, and business owners - will you be affected? Download the complete Budget PDF.

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In memory of Richard Randall. A beloved former colleague.
AVT Helen Carey 28/10/2024 AVT Helen Carey 28/10/2024

In memory of Richard Randall. A beloved former colleague.

We are saddened to announce the passing of Richard Randall, a cherished former team member. His dedication and friendship will be deeply missed.

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Create your household budget with our free budgeting tool.
Personal Finance, Calculators Helen Carey 21/10/2024 Personal Finance, Calculators Helen Carey 21/10/2024

Create your household budget with our free budgeting tool.

We have partnered with Money Helper to offer a free household budget planning tool. Learn about budgets, plan your spending and achieve your financial goals.

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What should you do to prepare for a budget in the UK?
Personal Finance, Investments, Estate Planning, Pensions and Retirement Helen Carey 15/10/2024 Personal Finance, Investments, Estate Planning, Pensions and Retirement Helen Carey 15/10/2024

What should you do to prepare for a budget in the UK?

Avoid costly mistakes ahead of a UK budget by maximising your current personal allowances, focussing on long-term financial planning and waiting for the details.

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How overpaying your mortgage could save you thousands.
Mortgages, Personal Finance, Calculators Helen Carey 25/09/2024 Mortgages, Personal Finance, Calculators Helen Carey 25/09/2024

How overpaying your mortgage could save you thousands.

Could making mortgage overpayments save you thousands in interest and help you pay off your mortgage faster? Find out with our mortgage overpayment calculator.

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Should you pay off your mortgage earlier than planned?
Mortgages, Personal Finance Helen Carey 15/09/2024 Mortgages, Personal Finance Helen Carey 15/09/2024

Should you pay off your mortgage earlier than planned?

What are the benefits and possible drawbacks of paying off your mortgage early. What will the impact be on your current financial situation and long-term goals?

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Who are we?

Since 1986, we’ve helped individuals and professional partners across the UK with pensions, investments, mortgages, and inheritance tax planning - providing personalised financial advice for every stage of life.

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This website offers information about investing and mortgages and should not be taken as personal advice. Remember that investments can go up and down in value, so you could get back less than you put in. Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Equity Release will reduce the value of your estate and may affect your entitlement to state benefits. 
AV Trinity Limited, a company registered in England and Wales with company number 02012267 and authorised and regulated by the Financial Conduct Authority. Information about us can be found on the Financial Services Register (register number 182032). Registered Office: Oakhurst House, 77 Mount Ephraim, Tunbridge Wells, Kent TN4 8BS.
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