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AV Trinity | IFA & Mortgage Broker in Kent & Sussex
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Six ways that marriage can reduce your tax bill.
Personal Finance, Estate Planning Helen Carey 31/08/2024 Personal Finance, Estate Planning Helen Carey 31/08/2024

Six ways that marriage can reduce your tax bill.

Discover 6 tax-saving strategies for married couples in the UK. Learn how allowances, exemptions, transfers and smart planning can reduce your tax bill.

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Should I sell my investments after a stock market crash?
Investments, Pensions and Retirement Helen Carey 15/08/2024 Investments, Pensions and Retirement Helen Carey 15/08/2024

Should I sell my investments after a stock market crash?

Investing your money can be stressful, but history shows that staying invested long-term is beneficial. Learn why time in the market beats timing the market.

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How much will my mortgage be? Mortgage payment calculator.
Mortgages, Personal Finance, Calculators Helen Carey 31/07/2024 Mortgages, Personal Finance, Calculators Helen Carey 31/07/2024

How much will my mortgage be? Mortgage payment calculator.

Calculate your mortgage payments with our free, easy-to-use calculator. Get instant results on monthly payments, total cost and impact of interest rate changes.

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What is the FIRE movement? Is it a way to early retirement?
Pensions and Retirement, Personal Finance Helen Carey 15/07/2024 Pensions and Retirement, Personal Finance Helen Carey 15/07/2024

What is the FIRE movement? Is it a way to early retirement?

Is the FIRE movement a path to financial independence and early retirement? Learn about its origins, principles, and strategies to decide if it's right for you.

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How much do I need in my pension pot to retire at 60?
Investments, Pensions and Retirement, Personal Finance, Calculators Helen Carey 30/06/2024 Investments, Pensions and Retirement, Personal Finance, Calculators Helen Carey 30/06/2024

How much do I need in my pension pot to retire at 60?

Find out how much you need in your pension pot to retire at 60. Learn about pensions, income, retirement planning and use our calculator for a quick estimate.

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How to reduce the amount of personal tax you pay in the UK.
Personal Finance Helen Carey 15/06/2024 Personal Finance Helen Carey 15/06/2024

How to reduce the amount of personal tax you pay in the UK.

Practical examples of the avenues outlined by HMRC that you can explore to ensure you are not paying any more tax than needed — simple guidance for real results.

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What is Capital Gains Tax? UK Capital Gains Tax explained.
Personal Finance, Investments Helen Carey 31/05/2024 Personal Finance, Investments Helen Carey 31/05/2024

What is Capital Gains Tax? UK Capital Gains Tax explained.

What is Capital Gains Tax? Learn about CGT in the UK, including rates, allowances, exemptions, history and how to report and pay. A complete guide to UK CGT.

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How to calculate a mortgage repayment in Excel using PMT.
Personal Finance Helen Carey 28/05/2024 Personal Finance Helen Carey 28/05/2024

How to calculate a mortgage repayment in Excel using PMT.

Learn how to calculate a mortgage or loan repayment in Excel using the PMT function. A step-by-step guide to the PMT function including a single-cell formula.

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Why divorce and financial planning need an expert hand.
Divorce, Pensions and Retirement Helen Carey 21/05/2024 Divorce, Pensions and Retirement Helen Carey 21/05/2024

Why divorce and financial planning need an expert hand.

Bethany Lawton, one of our Pensions on Divorce Experts (PODE), on the vital role of financial planning during divorce and the value of pensions in settlements.

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What are Premium Bonds in the UK? A Complete Guide.
Investments, Personal Finance Helen Carey 21/05/2024 Investments, Personal Finance Helen Carey 21/05/2024

What are Premium Bonds in the UK? A Complete Guide.

A complete guide to investing in Premium Bonds in the UK. Learn how they work, benefits, history and decide if they are right for you. Includes detailed FAQs.

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What is Return on Investment? A guide to ROI and calculator.
Investments, Personal Finance, Calculators Helen Carey 30/04/2024 Investments, Personal Finance, Calculators Helen Carey 30/04/2024

What is Return on Investment? A guide to ROI and calculator.

A comprehensive guide to Return on Investment: Understand the definition of ROI, how to calculate it, see examples and instantly calculate your investment ROI.

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What is the Price/Earnings Ratio? The definition of P/E.
Investments Helen Carey 15/04/2024 Investments Helen Carey 15/04/2024

What is the Price/Earnings Ratio? The definition of P/E.

A comprehensive guide to the Price/Earnings Ratio: Understand the definition of the P/E Ratio, Forward P/E and Trailing P/E, plus how to analyse it effectively.

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What is an Exchange-Traded Fund (ETF) investment in the UK?
Investments, Pensions and Retirement Helen Carey 31/03/2024 Investments, Pensions and Retirement Helen Carey 31/03/2024

What is an Exchange-Traded Fund (ETF) investment in the UK?

What are Exchange-Traded Funds (ETFs) in the UK? Learn the definition, considerations for UK investors, the history, active vs passive, tax efficiency and more.

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What is the best investment strategy: income or growth?
Investments, Personal Finance Ross Cooper 15/03/2024 Investments, Personal Finance Ross Cooper 15/03/2024

What is the best investment strategy: income or growth?

Learn about the basic investment strategies in the UK and find the best fit for your financial goals. We cover income investing and growth investing in detail.

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What are dividends? A complete guide to dividends in the UK
Personal Finance, Investments Helen Carey 29/02/2024 Personal Finance, Investments Helen Carey 29/02/2024

What are dividends? A complete guide to dividends in the UK

The complete guide to dividends in the UK: Learn the basics of dividends, important dividend dates, tax on dividends, and the dividend allowance changes.

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Fixed, variable, or tracker mortgage: Which is the best?
Mortgages Helen Carey 31/01/2024 Mortgages Helen Carey 31/01/2024

Fixed, variable, or tracker mortgage: Which is the best?

What's the best type of mortgage for you? Understand the differences between fixed rate, variable rate and tracker mortgages to make an informed decision.

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UK inflation calculator: How does inflation affect you?
Calculators, Personal Finance Helen Carey 29/01/2024 Calculators, Personal Finance Helen Carey 29/01/2024

UK inflation calculator: How does inflation affect you?

Plan your finances with our UK inflation calculators. Discover your personal inflation rate and see how the prices of individual items have increased over time.

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How to reduce your financial stress after a divorce.
Divorce Helen Carey 15/01/2024 Divorce Helen Carey 15/01/2024

How to reduce your financial stress after a divorce.

Reduce the financial stress after a divorce with our helpful guide. Learn how to assess your finances, create a budget, manage debt, and plan for the future.

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How to revise your will and estate plans after divorce.
Divorce, Estate Planning Helen Carey 15/12/2023 Divorce, Estate Planning Helen Carey 15/12/2023

How to revise your will and estate plans after divorce.

What are the steps to revising your will and estate plan post-divorce to ensure your assets and loved ones are protected and your wishes accurately reflected?

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The role of a PODE in divorce: How expert advice can help.
Personal Finance, Pensions and Retirement Helen Carey 30/11/2023 Personal Finance, Pensions and Retirement Helen Carey 30/11/2023

The role of a PODE in divorce: How expert advice can help.

Discover the role of Pensions on Divorce Experts (PODEs) in ensuring fair pension settlements during divorce and how their expertise can safeguard your future.

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Who are we?

Since 1986, we’ve helped individuals and professional partners across the UK with pensions, investments, mortgages, and inheritance tax planning - providing personalised financial advice for every stage of life.

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This website offers information about investing and mortgages and should not be taken as personal advice. Remember that investments can go up and down in value, so you could get back less than you put in. Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Equity Release will reduce the value of your estate and may affect your entitlement to state benefits. 
AV Trinity Limited, a company registered in England and Wales with company number 02012267 and authorised and regulated by the Financial Conduct Authority. Information about us can be found on the Financial Services Register (register number 182032). Registered Office: Oakhurst House, 77 Mount Ephraim, Tunbridge Wells, Kent TN4 8BS.
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