Personal finance news, guides & articles.
Thoughtful personal finance articles that explore topical issues and answer the questions people want properly explained, helping readers build understanding and make more confident decisions.
Life and finances after divorce for women.
Divorce is never easy, even when it’s amicable. Understanding your finances after divorce helps to puts you in a position of independence & knowledge is power.
What is gold and is gold a good investment in the UK?
People invest in gold as a strategic asset as it is subject to several sources of demand. It is liquid, scarce, globally recognised & has preserves value.
Underpayments of State Pension - who is affected and how much will they receive?
The DWP has identified underpayments of State Pension relating to entitlements for certain married people, widows and over-80s back to 1992.
Why income from a side hustle could change your life.
Whether it's a better work/life balance, a house deposit, or more income security, the extra income generated from a side hustle could change your life.
How much could I borrow for a mortgage?
For many people, the financial side of a house purchase can be tricky. In this article, we answer the question of how much can I borrow for a mortgage?
How much does financial advice cost?
One of the first questions we are asked by prospective clients, is ‘how much does your advice cost?’. This is of course a perfectly reasonable question. In this article, we will look at the typical ways Financial Advisors charge and the range of costs people may come across when shopping around for financial advice.
What is a Chartered Financial Planner?
We often get asked by clients what the difference is between a Financial Advisor and a Chartered Financial Planner. In this article we will outline some of the key reasons why Chartered Financial Planners should be your first choice for financial advice.
What is the life expectancy in the UK and what does it mean?
Without being too morbid, life expectancy affects all of our plans. From how much we need to retire, when we can retire to annuity rates and care funding, we all need to understand the arc of life and make plans accordingly. The question is though, what is the life expectancy for men and women in the UK?
Protect against phishing, vishing & other inbound scams.
We’ve all noticed the number of scam emails and phone calls increase over the past few years. But with their increasing level of sophistication, what steps can we take to protect ourselves online?
What is Pension Tax Relief?
Pension tax relief is a ‘bonus’ paid by the government on money someone pays into their pension. At present, how much tax relief you receive is dependent on what you earn and what your highest rate of income tax is.
Critical illness cover: Louise’s cancer story.
In 2015, one of our advisers, Louise Baughan, was diagnosed with colon cancer. This is Louise’s personal story of how critical illness insurance changed her life, aided her recovery and now allows her to spend quality time with her family.
What is Bitcoin and how does it work?
We are seeing an increased number of queries from clients concerning Bitcoin and other cryptocurrencies and, as they are such a new concept, we thought it would be useful to provide a short primer and answer what bitcoin is and how it works?
What is a pension?
A pension is a type of investment that aims to provide an income when an individual retires. In the UK, individuals can have a private pension, employers can provide a pension and the government may also provide a pension, as long as certain criteria are met.
What is protection insurance and do I need it?
Protection insurance is an umbrella term typically used to describe insurances which provide cover for you and your loved ones in the event of your death or illness, such as life insurance, income protection and critical illness insurance.
Safe Browsing: Keeping your data private online.
With many of us working from home and spending increasing periods of time on the internet, how can we make sure our data is safe online?
Financing a new car in the UK | Cash vs Leasing.
For most people, buying a new car is the second biggest purchase you are likely to make (your home being the most expensive). With so many financing options out there, how do know the best way to pay for it? This article compares car leasing and cash purchase.
Why every household needs a budget (and how to get started).
If you have ever felt that there’s not enough money left at the end of the month and that putting aside savings is near impossible, a budget could really help.
What is compound interest? Small changes can impact your wealth.
Small differences often separate the average from the exceptional. Investing little and often from an early age may offer extraordinary results.
Can insurance help during a pandemic?
Covid-19 has had a devastating impact on people’s lives and global economies. Insurance plays a critical role in ensuring that individuals and businesses have the ability to mitigate unexpected financial shocks and preserve assets.
How do I find a good Financial Adviser?
We know this is a dilemma many people face, whether they are searching for a financial adviser for the first time, or, for whatever reason, they are seeking to replace their existing financial adviser.