Our planet is facing serious challenges. Climate change is a real and ongoing threat. There is no legal requirement for small companies in the UK to publish their climate change efforts.

When you’re looking to invest in shares or bonds, you may think about putting your money into one or more funds. You can find funds which invest in a wide variety of markets and sectors. But wherever you invest, your fund managers will take one of two basic approaches to managing your money: active or passive investing.

They say that two things are certain in life; death and taxes. A Legacy Folder can make calculating your final estate taxes and understanding your wishes as easy as possible for your family when the time comes.

The terms ‘responsible investing’ and ‘sustainable investing’ are often used as a catch-all to describe investments made with social, environmental, or other responsible or sustainability criteria in mind.

Other than a deposit and mortgage, you also need to consider stamp-duty, legal fees, moving costs and a budget for instant-fixes. This article covers buying your main home in England. Second-homes and buy to lets are out of the scope

Whether tax is payable will depend on the individual circumstances of your divorce or dissolution, this article looks into the detail.

Even though we are living through a period of record low interest rates, our old friend compound interest can still come into play with mortgages - small amounts over a long period of time can really add up. This can either work for you, or against you.

Pensions are normally exempt from Inheritance Tax (IHT). So with the right planning, pensions can be used as an effective way of passing on money after your death without incurring or increasing your IHT bill.

Taking time to consider what your estate is worth and how much Inheritance Tax (IHT) might be payable on your death can be a highly beneficial exercise.

New laws will soon be in place to ensure that wills witnessed via video link are legally recognised in England and Wales.

One of our Financial Planners, Bethany Wood, answers some common questions from clients about their existing investments and potential new investments during the COVID-19 pandemic.

If you have ever felt that there’s not enough money left at the end of the month and that putting aside savings is near impossible, a budget could really help.

We have witnessed the property market pick up since lockdown restrictions were lifted in Tunbridge Wells and surrounding areas.

Small differences often separate the average from the exceptional. Investing little and often from an early age may offer extraordinary results.

Covid-19 has had a devastating impact on people’s lives and global economies. Insurance plays a critical role in ensuring that individuals and businesses have the ability to mitigate unexpected financial shocks and preserve assets.

We know this is a dilemma many people face, whether they are searching for a financial adviser for the first time, or, for whatever reason, they are seeking to replace their existing financial adviser.

There is a little-known exemption from Inheritance Tax (IHT) for emergency services personnel, known as the blue light exemption.

Life is a series of peaks and troughs. One minute everything is fine and you’re planning your next holiday, car purchase or what to plant out in your garden and the next, everything turns on its head and all your plans go out of the window.

There is no stopping Beth. Not only has she passed her CII professional examination LP3 (Life & Pensions Principals and Practices)…

Exciting news at AV Trinity as we now have a fully independent Mortgage Adviser.