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AV Trinity | IFA & Mortgage Broker in Kent & Sussex
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How will an interest rate rise affect my mortgage payment?
Mortgages, Personal Finance Helen Carey 15/08/2022 Mortgages, Personal Finance Helen Carey 15/08/2022

How will an interest rate rise affect my mortgage payment?

With the Bank of England and the UK Government taking steps to combat rising inflation, how will an interest rate rise affect your mortgage payment?

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What are bonds and gilts and how do they work?
Investments, Pensions and Retirement, Personal Finance Helen Carey 31/07/2022 Investments, Pensions and Retirement, Personal Finance Helen Carey 31/07/2022

What are bonds and gilts and how do they work?

What are bonds and gilts and how do they work? Are bonds and gilts a good investment? We answer all your questions about investing in bonds and gilts.

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What is a Central Bank and what is the Bank of England?
Investments, Personal Finance, Pensions and Retirement Helen Carey 15/07/2022 Investments, Personal Finance, Pensions and Retirement Helen Carey 15/07/2022

What is a Central Bank and what is the Bank of England?

We are all familiar with high street banks, such as Lloyds, HSBC and so on but what is a Central Bank and how is it different? What is the Bank of England?

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5 ways to save tax during the cost of living crisis.
Personal Finance Helen Carey 11/07/2022 Personal Finance Helen Carey 11/07/2022

5 ways to save tax during the cost of living crisis.

With the cost-of-living rising, we have five ways you could save a little money through tax reductions or refunds. Eligibility depends on your circumstances.

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How do I protect my investments from inflation?
Investments, Pensions and Retirement, Personal Finance Helen Carey 01/07/2022 Investments, Pensions and Retirement, Personal Finance Helen Carey 01/07/2022

How do I protect my investments from inflation?

Inflation is the rising cost of goods and services and the associated loss of purchasing power of cash. How do I protect my investments from inflation?

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What is stagflation and what causes it?
Personal Finance Helen Carey 15/06/2022 Personal Finance Helen Carey 15/06/2022

What is stagflation and what causes it?

Stagflation is a combination of stagnation & inflation: An economy with limited or negative growth (often with rising unemployment) and rising inflation.

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How does inflation affect savings - is it good or bad?
Personal Finance Helen Carey 31/05/2022 Personal Finance Helen Carey 31/05/2022

How does inflation affect savings - is it good or bad?

Whether you have saved money for a house deposit, to go on holiday or as a safety net for the future, your savings will always be affected by inflation.

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What will my take-home pay be after tax and NI in 22/23?
Personal Finance Helen Carey 15/05/2022 Personal Finance Helen Carey 15/05/2022

What will my take-home pay be after tax and NI in 22/23?

Are you planning your career and want to know 'what will my take-home pay be after tax and NI deductions'? We have a take-home pay breakdown for most salaries.

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Pensions and divorce. What is a Pension Sharing Order (PSO)?
Divorce, Investments, Pensions and Retirement, Personal Finance Helen Carey 28/04/2022 Divorce, Investments, Pensions and Retirement, Personal Finance Helen Carey 28/04/2022

Pensions and divorce. What is a Pension Sharing Order (PSO)?

A Pension Sharing Order (PSO) is a formal agreement to divide the value of a couple's pensions after a divorce. PSOs are not always suitable for every divorce.

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The personal & business tax rates & allowances in 2022/23.
Investments, Pensions and Retirement, Personal Finance Helen Carey 11/04/2022 Investments, Pensions and Retirement, Personal Finance Helen Carey 11/04/2022

The personal & business tax rates & allowances in 2022/23.

With each new tax year, it is important for businesses and individuals to know the latest tax rates and allowances to make the most of every opportunity.

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Cost of living: What does it cost to live in a bigger house?
Mortgages, Personal Finance Helen Carey 31/03/2022 Mortgages, Personal Finance Helen Carey 31/03/2022

Cost of living: What does it cost to live in a bigger house?

The rising cost of living is a big issue, but for those thinking about moving up the property ladder, what does it actually cost to live in a bigger house?

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What are the highest and lowest-paid jobs in the UK in 2022?
Personal Finance, Calculators Helen Carey 28/03/2022 Personal Finance, Calculators Helen Carey 28/03/2022

What are the highest and lowest-paid jobs in the UK in 2022?

The best-paid job in the UK is a Chief Executive, earning £90k. The lowest is a Playworker at £14k. Find out the top-10 highest & lowest earning jobs in 2022.

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What are fund charges and are they limiting your returns?
Investments, Pensions and Retirement, Personal Finance Helen Carey 15/03/2022 Investments, Pensions and Retirement, Personal Finance Helen Carey 15/03/2022

What are fund charges and are they limiting your returns?

When making investments, it’s important to not only consider the potential returns you may see but crucially the fund charges required in making those returns.

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What is net worth and how do I calculate my net worth?
Personal Finance Helen Carey 22/02/2022 Personal Finance Helen Carey 22/02/2022

What is net worth and how do I calculate my net worth?

What is net worth? How can you calculate your net worth? What is a millionaire? All these questions and more are answered in our in-depth article on net worth.

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When to invest? Timing the market vs time in the market.
Investments, Pensions and Retirement, Personal Finance Ross Cooper 15/02/2022 Investments, Pensions and Retirement, Personal Finance Ross Cooper 15/02/2022

When to invest? Timing the market vs time in the market.

Checking your investments too often leads you to make rash decisions about your finances. Is time in the market more important than trying to time the stock market?

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Is a Junior ISA (JISA) a tax-free way to transfer wealth?
Estate Planning, Investments, Pensions and Retirement, Personal Finance Helen Carey 31/01/2022 Estate Planning, Investments, Pensions and Retirement, Personal Finance Helen Carey 31/01/2022

Is a Junior ISA (JISA) a tax-free way to transfer wealth?

A Junior ISA (JISA) could be a simple tax-free way for families to transfer wealth over time and may set your children and grandchildren up for life.

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What is an ISA (Individual Savings Account) & which is best?
Investments, Personal Finance Helen Carey 15/01/2022 Investments, Personal Finance Helen Carey 15/01/2022

What is an ISA (Individual Savings Account) & which is best?

Individual Savings Accounts (ISAs) are a financial account for UK residents who can deposit a limited amount of money each year into for tax free gains & income.

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Some financial resolutions for 2022.
Personal Finance Helen Carey 29/12/2021 Personal Finance Helen Carey 29/12/2021

Some financial resolutions for 2022.

With another difficult year almost behind us and as 2022 comes into focus, we consider some financial resolutions for the coming year. These are our top 5 new year financial resolutions for you to consider.

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Is it better to release equity or remortgage?
Equity Release, Mortgages, Personal Finance Helen Carey 30/11/2021 Equity Release, Mortgages, Personal Finance Helen Carey 30/11/2021

Is it better to release equity or remortgage?

We are often asked if equity release or a remortgage is the best option. This article outlines the benefits and drawbacks of lifetime mortgages and remortgages.

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How we protect your financial information against cyber attacks.
AVT, Personal Finance Helen Carey 26/11/2021 AVT, Personal Finance Helen Carey 26/11/2021

How we protect your financial information against cyber attacks.

Our risk team is dedicated to the security of our clients' data. In this guide, we briefly outline some of the measures we take to help keep your details safe.

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Who are we?

Since 1986, we’ve helped individuals and professional partners across the UK with pensions, investments, mortgages, and inheritance tax planning - providing personalised financial advice for every stage of life.

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This website offers information about investing and mortgages and should not be taken as personal advice. Remember that investments can go up and down in value, so you could get back less than you put in. Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Equity Release will reduce the value of your estate and may affect your entitlement to state benefits. 
AV Trinity Limited, a company registered in England and Wales with company number 02012267 and authorised and regulated by the Financial Conduct Authority. Information about us can be found on the Financial Services Register (register number 182032). Registered Office: Oakhurst House, 77 Mount Ephraim, Tunbridge Wells, Kent TN4 8BS.
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