Personal finance news, guides & articles.
Thoughtful personal finance articles that explore topical issues and answer the questions people want properly explained, helping readers build understanding and make more confident decisions.
Fact Check: Residential property offers huge capital growth opportunities.
Over the years I’m sure we’ve all heard people say that property is the best investment, the stock market and pensions are a con and that buy to let wins every investment argument. This article aims to shed some light on real-world residential investment and how the rosy picture of value growth is heavily affected by a heated, pre-global financial crises market.
Can I sell my home or move house if I have equity release?
Is it possible to sell your house or move home with equity release? Yes, many lenders allow you to sell your home, as long as it meets their strict criteria.
Is it better to release equity or remortgage?
We are often asked if equity release or a remortgage is the best option. This article outlines the benefits and drawbacks of lifetime mortgages and remortgages.
How much could I borrow for a mortgage?
For many people, the financial side of a house purchase can be tricky. In this article, we answer the question of how much can I borrow for a mortgage?
How much does financial advice cost?
One of the first questions we are asked by prospective clients, is ‘how much does your advice cost?’. This is of course a perfectly reasonable question. In this article, we will look at the typical ways Financial Advisors charge and the range of costs people may come across when shopping around for financial advice.
Critical illness cover: Louise’s cancer story.
In 2015, one of our advisers, Louise Baughan, was diagnosed with colon cancer. This is Louise’s personal story of how critical illness insurance changed her life, aided her recovery and now allows her to spend quality time with her family.
What is protection insurance and do I need it?
Protection insurance is an umbrella term typically used to describe insurances which provide cover for you and your loved ones in the event of your death or illness, such as life insurance, income protection and critical illness insurance.
What is a green mortgage? What are they and how to get one?
Homebuyers could benefit from better borrowing rates on mortgages in return for purchasing more energy efficient homes or committing to implement energy saving work within existing properties.
Estimate your overall cost of buying a house and moving in England.
Other than a deposit and mortgage, you also need to consider stamp-duty, legal fees, moving costs and a budget for instant-fixes. This article covers buying your main home in England. Second-homes and buy to lets are out of the scope
How to save serious money on your mortgage.
Even though we are living through a period of record low interest rates, our old friend compound interest can still come into play with mortgages - small amounts over a long period of time can really add up. This can either work for you, or against you.
The post-lockdown property market.
We have witnessed the property market pick up since lockdown restrictions were lifted in Tunbridge Wells and surrounding areas.
Welcome to Laura Ashby, our new Mortgage Adviser
Exciting news at AV Trinity as we now have a fully independent Mortgage Adviser.