Personal finance news, guides & articles.
Thoughtful personal finance articles that explore topical issues and answer the questions people want properly explained, helping readers build understanding and make more confident decisions.
Estimate your overall cost of buying a house and moving in England.
Other than a deposit and mortgage, you also need to consider stamp-duty, legal fees, moving costs and a budget for instant-fixes. This article covers buying your main home in England. Second-homes and buy to lets are out of the scope
Is tax payable when getting divorced?
Whether tax is payable will depend on the individual circumstances of your divorce or dissolution, this article looks into the detail.
How to save serious money on your mortgage.
Even though we are living through a period of record low interest rates, our old friend compound interest can still come into play with mortgages - small amounts over a long period of time can really add up. This can either work for you, or against you.
Can pensions be used to reduce inheritance tax?
Pensions are normally exempt from Inheritance Tax (IHT). So with the right planning, pensions can be used as an effective way of passing on money after your death without incurring or increasing your IHT bill.
How much will Inheritance Tax be on my death and how to reduce it.
Taking time to consider what your estate is worth and how much Inheritance Tax (IHT) might be payable on your death can be a highly beneficial exercise.
New rules on making wills using video-conferencing.
New laws will soon be in place to ensure that wills witnessed via video link are legally recognised in England and Wales.
Is now a good time to invest (and other common questions)?
One of our Financial Planners, Bethany Wood, answers some common questions from clients about their existing investments and potential new investments during the COVID-19 pandemic.
Why every household needs a budget (and how to get started).
If you have ever felt that there’s not enough money left at the end of the month and that putting aside savings is near impossible, a budget could really help.
The post-lockdown property market.
We have witnessed the property market pick up since lockdown restrictions were lifted in Tunbridge Wells and surrounding areas.
What is compound interest? Small changes can impact your wealth.
Small differences often separate the average from the exceptional. Investing little and often from an early age may offer extraordinary results.
Can insurance help during a pandemic?
Covid-19 has had a devastating impact on people’s lives and global economies. Insurance plays a critical role in ensuring that individuals and businesses have the ability to mitigate unexpected financial shocks and preserve assets.
How do I find a good Financial Adviser?
We know this is a dilemma many people face, whether they are searching for a financial adviser for the first time, or, for whatever reason, they are seeking to replace their existing financial adviser.
Inheritance Tax rules recognise key workers impacted by COVID-19.
There is a little-known exemption from Inheritance Tax (IHT) for emergency services personnel, known as the blue light exemption.
What is an emergency fund (and how much do I need)?
Life is a series of peaks and troughs. One minute everything is fine and you’re planning your next holiday, car purchase or what to plant out in your garden and the next, everything turns on its head and all your plans go out of the window.
Not one, but two exam successes for Beth Wood
There is no stopping Beth. Not only has she passed her CII professional examination LP3 (Life & Pensions Principals and Practices)…
Welcome to Laura Ashby, our new Mortgage Adviser
Exciting news at AV Trinity as we now have a fully independent Mortgage Adviser.
Louise Morris raises over £1,300 for the Hospice in the Weald
On Sunday 22nd September, Louise joined 700 other runners to raise money for the Hospice in the Weald by completing the 10k run in Tunbridge Wells.
Exam success for Tunbridge Wells IFA Jack Finch.
Jack has passed yet another exam, this time CF6 which is the second mortgage paper he has sat (and passed) in the past 6 weeks.