Personal finance news, guides & articles.
Thoughtful personal finance articles that explore topical issues and answer the questions people want properly explained, helping readers build understanding and make more confident decisions.
Sell in May and go away. Is the old saying still relevant?
Should investors ‘Sell in May and go away’? Includes history, UK market performance, real costs, and why the relevance may be fading for today’s investors.
How global tariffs affect UK investors and ways to respond.
Find out how global tariffs impact UK investors, the effects on your portfolio, and practical steps you can take to protect your investments during disputes.
What is your life expectancy in the UK? Calculator & map.
Knowing how long you are likely to live is a major part of planning your finances. Use our life expectancy calculator to see how long your money needs to last.
How much will you pay? Use our mortgage payment calculator.
How much will your monthly mortgage repayments be? Use our free Mortgage Payment Calculator to estimate your payments quickly - no personal details required.
Will the UK return to austerity over rising interest rates?
Rising UK borrowing costs strain public finances. This article explains the global context and explores what steps the government could take to manage debt.
Cryptocurrency: What are the key terms, risks & UK rules?
Comprehensive information for those wanting to learn more about crypto with cryptocurrency basics, key terms, top coins, investment risks and UK regulations.
What income will I get in retirement? UK Pension Pot Calculator.
Estimate your income in retirement with our UK Pension Pot Calculator. Learn how contributions, retirement age, and state pension shape your financial future.
Assessing the impact of the Autumn Budget 2024 on UK farms.
Find out what the Autumn Budget 2024 changes mean for UK farms: IHT impacts, new relief limits, NI and Minimum Wage. Includes a worked inheritance tax example.
2024 Autumn Budget: What does it mean for investors?
2024 Autumn Budget: How will the key tax changes impact UK investors, landlords, and business owners - will you be affected? Download the complete Budget PDF.
Create your household budget with our free budgeting tool.
We have partnered with Money Helper to offer a free household budget planning tool. Learn about budgets, plan your spending and achieve your financial goals.
What should you do to prepare for a budget in the UK?
Avoid costly mistakes ahead of a UK budget by maximising your current personal allowances, focussing on long-term financial planning and waiting for the details.
How overpaying your mortgage could save you thousands.
Could making mortgage overpayments save you thousands in interest and help you pay off your mortgage faster? Find out with our mortgage overpayment calculator.
Should you pay off your mortgage earlier than planned?
What are the benefits and possible drawbacks of paying off your mortgage early. What will the impact be on your current financial situation and long-term goals?
Six ways that marriage can reduce your tax bill.
Discover 6 tax-saving strategies for married couples in the UK. Learn how allowances, exemptions, transfers and smart planning can reduce your tax bill.
How much will my mortgage be? Mortgage payment calculator.
Calculate your mortgage payments with our free, easy-to-use calculator. Get instant results on monthly payments, total cost and impact of interest rate changes.
What is the FIRE movement? Is it a way to early retirement?
Is the FIRE movement a path to financial independence and early retirement? Learn about its origins, principles, and strategies to decide if it's right for you.
How much do I need in my pension pot to retire at 60?
Find out how much you need in your pension pot to retire at 60. Learn about pensions, income, retirement planning and use our calculator for a quick estimate.
How to reduce the amount of personal tax you pay in the UK.
Practical examples of the avenues outlined by HMRC that you can explore to ensure you are not paying any more tax than needed — simple guidance for real results.
What is Capital Gains Tax? UK Capital Gains Tax explained.
What is Capital Gains Tax? Learn about CGT in the UK, including rates, allowances, exemptions, history and how to report and pay. A complete guide to UK CGT.
How to calculate a mortgage repayment in Excel using PMT.
Learn how to calculate a mortgage or loan repayment in Excel using the PMT function. A step-by-step guide to the PMT function including a single-cell formula.