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	<title>AVTrinity</title>
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	<link>http://www.avtrinity.com</link>
	<description>Intelligent Independent Financial Advice</description>
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		<title>London Marathon Success</title>
		<link>http://www.avtrinity.com/2013/04/london-marathon-success/</link>
		<comments>http://www.avtrinity.com/2013/04/london-marathon-success/#comments</comments>
		<pubDate>Thu, 25 Apr 2013 10:58:41 +0000</pubDate>
		<dc:creator>Alison Reeve</dc:creator>
				<category><![CDATA[News]]></category>

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		<description><![CDATA[AV Trinity administrator Stella Richardson completed the London Marathon with her daughter Gemma.  Stella came home in a great time of 4hrs 25mins and at the last count they had raised over £1,600 for the Mental Health Foundation – well done Stella!]]></description>
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		<title>Exam success at AV Trinity</title>
		<link>http://www.avtrinity.com/2013/04/exam-success-at-av-trinity-2/</link>
		<comments>http://www.avtrinity.com/2013/04/exam-success-at-av-trinity-2/#comments</comments>
		<pubDate>Mon, 22 Apr 2013 20:15:26 +0000</pubDate>
		<dc:creator>Alison Reeve</dc:creator>
				<category><![CDATA[News]]></category>

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		<description><![CDATA[One of the AV Trinity advisers, Michael Hill, has passed the Chartered Insurance Institute examination RO4 Pension &#38; Retirement Planning.Well done Michael!]]></description>
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		<title>Emma Clarke, sponsored by AV Trinity, is selected to join the British Dressage Southern Team</title>
		<link>http://www.avtrinity.com/2013/04/kent-dressage-rider-emma-clarke-sponsored-by-avt-achieves-a-double-1st-place-at-speedgate-equestrian-arena/</link>
		<comments>http://www.avtrinity.com/2013/04/kent-dressage-rider-emma-clarke-sponsored-by-avt-achieves-a-double-1st-place-at-speedgate-equestrian-arena/#comments</comments>
		<pubDate>Fri, 19 Apr 2013 07:50:30 +0000</pubDate>
		<dc:creator>Alison Reeve</dc:creator>
				<category><![CDATA[News]]></category>

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		<description><![CDATA[This year AV Trinity are once again helping to sponsor Emma Clarke, a young Kent dressage rider as she continues her climb up the rankings with her horse Lexcen.  Emma has just had the great news that she has been selected to join the British Dressage Southern Team and her first competition with the team [...]]]></description>
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		<title>Worried about the cost of residential/nursing care?</title>
		<link>http://www.avtrinity.com/2013/04/worried-about-the-cost-of-residentialnursing-care/</link>
		<comments>http://www.avtrinity.com/2013/04/worried-about-the-cost-of-residentialnursing-care/#comments</comments>
		<pubDate>Mon, 15 Apr 2013 11:40:10 +0000</pubDate>
		<dc:creator>Alison Reeve</dc:creator>
				<category><![CDATA[News]]></category>

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		<description><![CDATA[AV Trinity are hosting a free care fees planning seminar at Wadhurst Manor Residential Home on Thursday 30th May, 2.30 pm.   Click image for further details. &#160;]]></description>
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		<title>Care at Home &#8211; Free Advice Seminar</title>
		<link>http://www.avtrinity.com/2013/04/care-at-home-free-advice-seminar/</link>
		<comments>http://www.avtrinity.com/2013/04/care-at-home-free-advice-seminar/#comments</comments>
		<pubDate>Tue, 09 Apr 2013 10:05:24 +0000</pubDate>
		<dc:creator>Alison Reeve</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.avtrinity.com/?p=3639</guid>
		<description><![CDATA[Are you supporting an older relative and need advice on home care and funding options? &#160; AV Trinity is joining with other experts and we look forward to welcoming you on the 14th May 2013 at The Hotel Du Vin, Tunbridge Wells. &#160; Please click here for full details.  &#160; &#160;]]></description>
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		<title>More exam success at AV Trinity</title>
		<link>http://www.avtrinity.com/2013/01/more-exam-success-at-av-trinity/</link>
		<comments>http://www.avtrinity.com/2013/01/more-exam-success-at-av-trinity/#comments</comments>
		<pubDate>Thu, 03 Jan 2013 14:09:47 +0000</pubDate>
		<dc:creator>Richard Randall</dc:creator>
				<category><![CDATA[News]]></category>

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		<description><![CDATA[Martyn Francis has passed R05 (Financial Protection) and R06 (Financial Planning &#38; Practice) thereby achieving his Diploma in Regulated Financial Planning.  Well done Martyn !]]></description>
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		<title>Chartered Financial Planner &#8211; exam success</title>
		<link>http://www.avtrinity.com/2012/12/chartered-ifa-exam-success/</link>
		<comments>http://www.avtrinity.com/2012/12/chartered-ifa-exam-success/#comments</comments>
		<pubDate>Fri, 14 Dec 2012 10:11:13 +0000</pubDate>
		<dc:creator>Alison Reeve</dc:creator>
				<category><![CDATA[News]]></category>

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		<description><![CDATA[One of our advisers, Julie Lavers, has passed the AF5 (Financial Planning Process) examination and become a Chartered Financial Planner.  Chartered status reinforces the importance of professionalism in a fast moving and competitive world. It also helps to put the financial advice sector on a par with other professions such as solicitors and accountants, and [...]]]></description>
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		<title>Karen Vidler writes in So Tunbridge Wells on preparing for later life</title>
		<link>http://www.avtrinity.com/2012/11/karen-vidler-writes-in-so-tunbridge-wells-on-later-life/</link>
		<comments>http://www.avtrinity.com/2012/11/karen-vidler-writes-in-so-tunbridge-wells-on-later-life/#comments</comments>
		<pubDate>Wed, 07 Nov 2012 09:11:54 +0000</pubDate>
		<dc:creator>Alison Reeve</dc:creator>
				<category><![CDATA[Media Articles]]></category>
		<category><![CDATA[News]]></category>

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		<description><![CDATA[Karen Vidler has recently written an  article for So Tunbridge Wells on the subject of preparing for later life.  Click here  to read the full article. &#160; &#160;]]></description>
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		<title>The dangers of Auto Enrolment</title>
		<link>http://www.avtrinity.com/2012/10/the-dangers-of-auto-enrolment/</link>
		<comments>http://www.avtrinity.com/2012/10/the-dangers-of-auto-enrolment/#comments</comments>
		<pubDate>Thu, 11 Oct 2012 18:23:45 +0000</pubDate>
		<dc:creator>Alison Reeve</dc:creator>
				<category><![CDATA[Comment]]></category>
		<category><![CDATA[Views]]></category>

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		<description><![CDATA[From 1st October 2012 large firms with in excess of 120,000 employees now have to auto-enroll employees into workplace pension. But there are a group of individuals for whom auto-enrolment could be catastrophic, if swift action is not taken:- &#160; Enhanced and Fixed Protection -  Protection will be lost if further contributions made -  Employees [...]]]></description>
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		<title>Scheme pension: an underused, useful planning tool</title>
		<link>http://www.avtrinity.com/2012/10/scheme-pension-an-underused-useful-planning-tool/</link>
		<comments>http://www.avtrinity.com/2012/10/scheme-pension-an-underused-useful-planning-tool/#comments</comments>
		<pubDate>Thu, 11 Oct 2012 18:23:00 +0000</pubDate>
		<dc:creator>Alison Reeve</dc:creator>
				<category><![CDATA[Comment]]></category>
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		<guid isPermaLink="false">http://www.avtrinity.com/?p=2956</guid>
		<description><![CDATA[&#160; -  Can be particularly advantageous if client dies in retirement -  Can include 10 year guarantee on pension -  Any pension payments made under guarantee taxed at beneficiaries’ rate -  Thus avoids 55% tax charge on death -  Pension is actuarially calculated often is more than Capped Drawdown -  Client’s health can be taken [...]]]></description>
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