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		<title>Will gender &#8220;equalisation&#8221; affect you and should you move now?</title>
		<link>http://www.avtrinity.com/2012/05/will-gender-equalisation-affect-you-and-should-you-move-now/</link>
		<comments>http://www.avtrinity.com/2012/05/will-gender-equalisation-affect-you-and-should-you-move-now/#comments</comments>
		<pubDate>Thu, 03 May 2012 08:05:07 +0000</pubDate>
		<dc:creator>Alison Reeve</dc:creator>
				<category><![CDATA[Media Articles]]></category>
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		<guid isPermaLink="false">http://www.avtrinity.com/?p=2727</guid>
		<description><![CDATA[Following a ruling by the European Court of Justice, with effect from 21st Dec 2012, insurers will no longer be able to take gender into account when pricing insurance policies and annuities. &#160; The press has reported this change but has not really addressed the wider impact – this is not just about annuities! &#160; [...]]]></description>
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		<title>Know your ISAs</title>
		<link>http://www.avtrinity.com/2012/05/know-your-onions-isas/</link>
		<comments>http://www.avtrinity.com/2012/05/know-your-onions-isas/#comments</comments>
		<pubDate>Thu, 03 May 2012 08:04:52 +0000</pubDate>
		<dc:creator>Alison Reeve</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.avtrinity.com/?p=2756</guid>
		<description><![CDATA[In a bid to make ISA’s simpler, they have just been made more complicated! The area of major confusion is in ISA transfers. At a time when many clients have fixed term ISA’s maturing, we have recently witnessed a widespread misunderstanding of the rules which can have significantly adverse implications. Many investors believe that an [...]]]></description>
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		<title>Pensions may no longer be safeguarded if a person goes bankrupt</title>
		<link>http://www.avtrinity.com/2012/05/pensions-may-no-longer-be-safeguarded-if-a-person-goes-bankrupt/</link>
		<comments>http://www.avtrinity.com/2012/05/pensions-may-no-longer-be-safeguarded-if-a-person-goes-bankrupt/#comments</comments>
		<pubDate>Thu, 03 May 2012 08:04:26 +0000</pubDate>
		<dc:creator>Alison Reeve</dc:creator>
				<category><![CDATA[Media Articles]]></category>
		<category><![CDATA[News]]></category>
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		<guid isPermaLink="false">http://www.avtrinity.com/?p=2734</guid>
		<description><![CDATA[It has previously been understood that one’s pension is protected from creditors (unless it is clear that funds have been deliberately sheltered when financial difficulty is known). However a formerly indebted businessman recently lost a court case preventing creditors from raiding his retirement pot. &#160; This case has significant potential repercussions, not least for those [...]]]></description>
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		<title>Examination Success at AV Trinity</title>
		<link>http://www.avtrinity.com/2012/04/examination-success-at-av-trinity/</link>
		<comments>http://www.avtrinity.com/2012/04/examination-success-at-av-trinity/#comments</comments>
		<pubDate>Wed, 04 Apr 2012 08:23:56 +0000</pubDate>
		<dc:creator>Alison Reeve</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.avtrinity.com/?p=2698</guid>
		<description><![CDATA[Louise Baughan (Consultant) has passed the RO4 examination – Pension &#38; Retirement Planning,  Julie Lavers (Consultant) has passed the CF8 examination- Care Fees Planning and Martyn Francis (Adviser) has passed the RO3 examination &#8211; Personal Taxation]]></description>
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		<title>AV Trinity sponsors local dressage rider</title>
		<link>http://www.avtrinity.com/2012/03/av-trinity-sponsors-local-dressage-rider/</link>
		<comments>http://www.avtrinity.com/2012/03/av-trinity-sponsors-local-dressage-rider/#comments</comments>
		<pubDate>Wed, 07 Mar 2012 08:35:56 +0000</pubDate>
		<dc:creator>Alison Reeve</dc:creator>
				<category><![CDATA[News]]></category>

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		<description><![CDATA[AV Trinity are proud to sponsor local dressage rider, Emma Clarke, during the 2012 season.  Emma has owned and trained Lexcen since 2009 and we are delighted to be able to help them achieve their goals. &#160; We will be charting Emma and Lexcen&#8217;s progress during the coming months, but in the meantime to read more [...]]]></description>
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		<title>Examination Success at AV Trinity !</title>
		<link>http://www.avtrinity.com/2011/12/exam-success-at-av-trinity/</link>
		<comments>http://www.avtrinity.com/2011/12/exam-success-at-av-trinity/#comments</comments>
		<pubDate>Wed, 07 Dec 2011 09:55:06 +0000</pubDate>
		<dc:creator>Richard Randall</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.avtrinity.com/?p=2478</guid>
		<description><![CDATA[Louise Morris (Director) has been awarded the CF8 Long Term Care Insurance Certificate. Kevin Hughes (Consultant) has been awarded the Certificate in Long-Term Care Insurance (CeTCI) Martyn Francis (Trainee Adviser) has passed RO4 &#8211; Pensions &#38; Retirement Planning]]></description>
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		<title>Care Fees Planning &#8211; December 2011</title>
		<link>http://www.avtrinity.com/2011/11/care-fees-planning-december-2011/</link>
		<comments>http://www.avtrinity.com/2011/11/care-fees-planning-december-2011/#comments</comments>
		<pubDate>Thu, 17 Nov 2011 11:24:39 +0000</pubDate>
		<dc:creator>Alison Reeve</dc:creator>
				<category><![CDATA[Media Articles]]></category>
		<category><![CDATA[News]]></category>

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		<description><![CDATA[Louise Morris was asked to contribute to the Dec 2011 issue of So Tunbridge Wells in which she discusses how the cost of care fees can impact upon us all in some way. Complex and expensive financial planning might appeal to some, but for most of us there is a desire to keep things simple and cost effective. [...]]]></description>
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		<title>News &amp; Media</title>
		<link>http://www.avtrinity.com/2011/09/news-media/</link>
		<comments>http://www.avtrinity.com/2011/09/news-media/#comments</comments>
		<pubDate>Wed, 14 Sep 2011 21:44:43 +0000</pubDate>
		<dc:creator>Richard Randall</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.avtrinity.com/?p=2309</guid>
		<description><![CDATA[As one of Kent’s major firms of Independent Financial Advisers, we are often asked for our views by local and national media sources. It has long been recognised that the Directors and Advisers at AV Trinity are highly qualified and exceptional communicators, and we are happy to help explain the sometimes complex financial issues to a wider audience [...]]]></description>
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		<title>Investing for Court of Protection Clients</title>
		<link>http://www.avtrinity.com/2011/05/investing-for-court-of-protection-clients/</link>
		<comments>http://www.avtrinity.com/2011/05/investing-for-court-of-protection-clients/#comments</comments>
		<pubDate>Sat, 14 May 2011 20:47:55 +0000</pubDate>
		<dc:creator>Alison Reeve</dc:creator>
				<category><![CDATA[Media Articles]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.avtrinity.com/?p=2264</guid>
		<description><![CDATA[Karen was asked by The Society of Trust and Estate Planners to write an article looking at the challenges of investment strategies for clients whose finances are controlled by the Court of Protection. &#160; The Society of Trust and Estate Practitioners (STEP) is the worldwide professional body for practitioners in the fields of trusts and estates, [...]]]></description>
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		<title>New Media Article &#8211; Balancing Act</title>
		<link>http://www.avtrinity.com/2011/03/new-media-article-balancing-act/</link>
		<comments>http://www.avtrinity.com/2011/03/new-media-article-balancing-act/#comments</comments>
		<pubDate>Thu, 31 Mar 2011 10:50:10 +0000</pubDate>
		<dc:creator>Richard Randall</dc:creator>
				<category><![CDATA[Media Articles]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.avtrinity.com/?p=1613</guid>
		<description><![CDATA[At the beginning of this year Karen was approached by Private Client Adviser magazine and asked to write on the challenging topic of how professional advisers need to weigh up short term gains against any long-term consequences when investing for the elderly. &#160; One of Karens key points is that “the ideal solution is an [...]]]></description>
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